First response car loan- unemployment Insurance

[chocolates]

we got a car loan from first response in july 08 and took extra cover in case of unemployment etc, my husband came out of work at the end of sept 08 and have had to claim but he has had to have proof of unemployment from the jobcentre every month also had to send a list of jobs he has applied for, but the problem i need to find out about is in february 09 he is 50 and is going to sign off at the jobcentre because he has paid enough NI for his retirement, as he is getting hassle from them to apply for jobs he does'nt want , what we want to know is will the insurance still pay for it, will they send back for it as we cannot reach the £214 amonth to pay for it we would probably be able to pay half of that but would we still be able to keep the car.

[chocolates]

we bought a car in july08 on hp through first plus also took the insurnance for unemployment etc good job we did my husband got laid off work in september so the insurance are paying for it but what we want to know is that he has to have a insurance form stamped at the jobcentre to prove he is still unemployed but from february he will be 50 and has found out he has enough NI for when he retires at 65 so he will no longer be signing on so he wont have proof he is unemployed don't get me wrong if a job comes up he is willing to take it we were thinking of vt but wondered what would happen , i work but on nmw and would'nt be able to pay for it as i have all the bills to pay for please help!!!!!!!!!!!

[nevos]

Just add a quick one here:

 

When you VT a car the HP co will usually send some one from BCA British Car Auctions. He or She will check your car for any kind of damage, dints, seat damage etc. If they find damage above the fair wear and tear then, you will get a bill.

 

My advice if you are going to VT, ensure the car is as clean as possible then, take a lot of your own pictures, just in case they back bill you.