default on file

[pete9858]

can anyone explain when the six years for a default starts.ive just looked at my report again and i was defaulted in 2003 but right up to 2006 i have a monthly d in my report even though the debt was getting paid off monthly.my file looks a total mess with all these on it.are these d the same default or are they seperate.this is a nightmare.

[postggj]

THE DEFAULT WILL DROP OFF IN 2009

 

the monthy updates of d is normal as it shows the current status of the account

 

just wait till next year when the account/default wil be removed

[pete9858]

thanks for the help postggj thats a weight off my mind.

[pete9858]

my file seems to have some sort of start date 4 sept 2004 anyone got an idea what this is(it wasnt there last time i checked)i was expecting my default to drop off on the 2nd of august.is this deffo still the case.heres what my file says personal details changed of course.thanks in advance.

 

Lender name:

RBOS

Account holder name:

Mr

Address:

2

Date of birth:

12

Accountholder status:

Normal

Start date:

4th September 2004

End Date:

1st July 2006

Account type:

Current account

Account status:

Default

Last updated:

1st July 2006

Current balance:

£0

Credit limit:

£0

Opening balance:

£408

Payment start date:

2nd August 2003

Account start date:

27th September 2001

Account end date:

1st July 2006

Repayment frequency:

Monthly

Lump payment:

£0

Default date:

2nd August 2003

Original default balance:

£408

Term balance:

£0

Default satisfied date:

1st June 2006

Payment History:

Hover over the icons below for more details.

[savinsav]

Should fall off 2nd August 2009

[pete9858]

Should fall off 2nd August 2009

 

yaaaaaaaaaaaaaaaaaaassssssssssssssssssssssssssssssss.

thanks savinsav:D

[pete9858]

right thats it 2nd august 2009.i want to do a file check again would it be ok.or should i wait a week.thanks

[postggj]

give it a few days pete

its the weekend

[pete9858]

give it a few days pete

its the weekend

thanks i will give them untill wed.then i do another check.thanks again

[pete9858]

ive just done a search with callcredit and its gone yipee.i am also on the voters register.can i just go down to the bank of scotland and open an account now?.i dont want to do any harm with searches then getting refused.thanks again everyone for all the help.