Should I leave – Or Pursue?

[SteveH2508]

Either date can come first - the agreement becomes executed when the second party signs. (assuming it is non-cancellable)

Edited December 11, 2008 by SteveH2508
added afterthought

[Von Greenbach]

Thank you Steve

[Von Greenbach]

I received this yesterday but I'm confused by it what does it mean please?

 

Section 78 (1) of the Consumer Credit Act 1974 requires us to provide a copy of the executed agreement if any. Regulation 3 (2) of the Consumer Credit (Cancelation Notices and Copies of Documents) Regulations 1983 allows that certain items may be omitted from such copies, including the signature box and signature, therefore, the copy of the Executed Agreement we must supply is a copy, but need not be a photocopy, of the signed Agreement.

[ScarletPimpernel]

It usually means that the company concerned cannot produce the original agreement, and have therefore sent, as their response to a CCA request, a 'blank' agreement. They are, as they say, allowed to do this, but what they have omitted to mention is that whilst they may have complied with a CCA request, without the original agreement any debt is unenforceable at law.

[Von Greenbach]

Oh well that's great do I need to send anything to them like the dispute letter?

[cadencealex]

Oh well that's great do I need to send anything to them like the dispute letter?

 

 

I think now you tell them to whistle

[hillards]

Oh well that's great do I need to send anything to them like the dispute letter?

Yep - IdaInFife's 'Domestos' letter should kill 99% of all DCA's at this stage...

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/172071-letter-co-solicitors.html#post1856406

 

They've failed, you're telling them they've failed, you're telling them to stop bothering you and not to pass this account on to anyone else.

[Von Greenbach]

Wonderful thank you hills