Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Welcome Finance


jombine
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5580 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I took out a Welcome finance loan for £200 about 8 years ago and have had a few top ups to it, I think I have received about £5k over the years. I have worked out that on the latest one signed in Dec 2006 I'll be paying back over £30k!!!! On the last loan they insisted that it had to be a secured loan. I don't know the exact loan amount but it was definitely under £25k. What is the best thing for me to do with this?

Link to post
Share on other sites

  • 3 months later...

find a cheaper loan and get the hell away from them....You say you have had a few top-ups..my bet is that they have renewed the loan each and every time..pushing you deeper and deeper into debt. My personal experience too. If I could get another loan I would..borrowed £15000, paying £330 month over ten years.....you do the math...legally no way of contesting this.

Link to post
Share on other sites

welcome finance are owned by cattles who are in financial difficulty and they are no longer giving out loans or topping up existing customers could this be the END of these highway men

Link to post
Share on other sites

We are hoping this (possibly) could be the begining of the end of Welscum finance, the car sales (i use that term loosely) side of Welcome is dying on its feet, the showroom near me closed last thursday and as a few people on here have posted of showrooms closing down, my own view is people (thanks to sites like these) are waking up to scummy loan sharks like Welcome (yes i was one of the mugs who signed on the dotted line with Welcome)....The good news for consumers like us and the bad news for Welcome is....Theres a £500M loan repayment drawing closer and closer for Welcome/Cattles and hopefully that will be the knockout punch for them !!!!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...