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Prince v's MBNA


robdprince
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Sent my Data Protection Act to MBNA on 13/06/06 and didn't hear a peep out of them for nearly 2 weeks. Then got the standard "we are dealing with request you'll hear from us 28 days from the date of your letter". Charge info finally arrived on today (18/07/06) along with a goodwill offer of £110 (they took £348 from me between 2000 and 2004 before I closed the account), cheque to follow according to Steve Bailey.

 

So today have sent them prelim letter accepting the £110 and asking for the remaining £238. They put the usual blurb in their letter about how their charges are fair as they incur significant costs when a default transaction occurs so in my prelim letter I aksed them to demonstrate these costs. Will be interesting to see how they reply. The clock is ticking!

Barclays

Data Protection Act Request Sent 13/06/06

Statements received 20/06/06

Request for repayment sent 22/06/06

LBA sent 07/07/06

Claim sumitted 22/07/06 £2510.86 total

Claim acknowleged 08/08/06

AQ returned 06/09/06

Court Date set for 22/12/06

MBNA - £348 settled in full

HSBC - £1168 settled in full

cahoot - £100 settled in full

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  • 2 weeks later...

Well nothing back from them other than standard 28 day reply so LBA went off yesterday by fax and post. The waiting continues but it'll be worth it in the end :)

Barclays

Data Protection Act Request Sent 13/06/06

Statements received 20/06/06

Request for repayment sent 22/06/06

LBA sent 07/07/06

Claim sumitted 22/07/06 £2510.86 total

Claim acknowleged 08/08/06

AQ returned 06/09/06

Court Date set for 22/12/06

MBNA - £348 settled in full

HSBC - £1168 settled in full

cahoot - £100 settled in full

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  • 2 weeks later...

LBA deadline is up tomorrow (15/08/06) so gave Gareth Tunnicliffe a ring as a reminder. As others have stated he's a nice and reasonable chap. He gave me the blurb about the charges being reasonable, however they want to avoid court action so have agreed to settle in full. As my account was closed a couple of years ago they'll send a cheque which may take up to 10 working days to arrive. Agreed with Gareth that if it hadn't arrived by 28/08/06 then I would commence proceedings against them.

 

So hold out everyone going for MBNA, you'll get your money back.

 

;)

Barclays

Data Protection Act Request Sent 13/06/06

Statements received 20/06/06

Request for repayment sent 22/06/06

LBA sent 07/07/06

Claim sumitted 22/07/06 £2510.86 total

Claim acknowleged 08/08/06

AQ returned 06/09/06

Court Date set for 22/12/06

MBNA - £348 settled in full

HSBC - £1168 settled in full

cahoot - £100 settled in full

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Amazingly the cheque arrived today, a mere 24 hours later, so MBNA settled in full! If only Barclays was as easy.

 

What a great site - thanks :D

Barclays

Data Protection Act Request Sent 13/06/06

Statements received 20/06/06

Request for repayment sent 22/06/06

LBA sent 07/07/06

Claim sumitted 22/07/06 £2510.86 total

Claim acknowleged 08/08/06

AQ returned 06/09/06

Court Date set for 22/12/06

MBNA - £348 settled in full

HSBC - £1168 settled in full

cahoot - £100 settled in full

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Share on other sites

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