Financial hardship claim against B's where do i start!!!!

[Buby x]

I have a claim against Barclays on two different accounts mounting to about £2500. Which was stayed. How can I go about making a claim against them for financial hardship and where do I send my letter.

thank you in advance for your help.

buby x

[Buby x]

I have just called Barclays on 08453005857 and used the option NOT for the test case(naughty I know). A lady called Nicola answered straight away and I told her that I wanted to make a claim for financial hardship and she was very helpful. I gave here my reference starting 100 and she said that she would re-open my case and that I will here from the correct depatment within 5 working days. Well lets just see!!!!!! Will keep you posted

Buby x

[slick132]

Hi Buby,

 

Take a look here and tell Mr Lex what you're up to. Give him a link to your thread.

 

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/162898-have-you-hardship-case.html

 

[Buby x]

I've gone to the link for Mr Lex and told him as you said. Not sure how to give him a link to my thread as this is all new to me!!!!!!!!!!

Thank you anyway

Buby x

[Mr lex]

Hi Buby x, (Nice one Slick )

 

First of all thank you for passing on this information, we shall watch your progress with interest.

 

Have you sent the two banks a spreadsheet listing your income/outgoings?

 

It is also most important that you proceed with your claim down the usual route and file at court, please make sure you do this with both claims.

 

I fear that the question to the court will fall on deaf ears, if you want to try and get the stays lifted have a read of this link :-

 

~~## Stays info and guidance ##~~

 

If you do go down this route, please post your letter to the court or your N244 form here so we can have a quick check.

 

Here are the links to your threads

 

Financial hardship claim against B's where do i start!!!!

 

Buby_x v Abbey

 

I have also posted this on this thread as well

 

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/162898-have-you-hardship-case.html

 

Many thanks,

 

Lex

[Buby x]

Received a letter from B's this morning. It said

that they regret that they are only accepting claims for financial hardship for personel customers only.

Is that a B's rule?????????/

I am claiming for two business accounts. I am a sole trader but didn't think this would make a difference.

buby x

[Mr lex]

It said

that they regret that they are only accepting claims for financial hardship for personel customers only.

 

I am afaird that is the case Buby

 

I fear the outcome of the part of the test case on histroic T's and C's on the 8th of Oct was not the best news for business accounts. I have to say, I am not sure how that affects sole traders.

 

Lex

Edited October 29, 2008 by Mr lex
Removed link

[slick132]

Hi Buby,

 

Sorry but as a business customer (Sole Traders included), your claim for a refund relies on different criteria than with a personal a/c.

 

The ruling made earlier this year, saying the charges were not penalties, led to us no longer advising business claimants to start new claims.

 

We're still hoping that there may be an alternative way forward for business claimants but, at the moment, I don't think you can proceed. You could look into whether a complaint to the FOS may be helpful.

 

I'll move your thread to the business claims forum - read what's going on there for more guidance.

[photoman]

Buby,

 

Here is my own take on the current status of business account claims:

http://www.consumeractiongroup.co.uk/forum/business-claims-bank-charges/68191-claiming-business-account-lets-72.html#post1758807

 

Once, you have read that, perhaps go make yourself a BIG mug of coffee and sit down to read the whole thread. Although it may not all be presently relevant or applicable, it will give you a bit of background knowledge and history of business claims to date.

Then you should perhaps also subscribe to the thread (use the Quick links button near the top right, and click on subscribe, or just make a brief post on the thread) as a lot of news and updates on business claims often appear on that thread.

 

Best regards

 

PM

[kashfat]

Hi guys do you think it is worthwhile complaining to the FSA about business bank charges in the hope of getting my charges back?

[Buby x]

Have you started making a claim already for your business charges