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Why you should never be afraid of DCA phonecalls....


fuzzybobble
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Ok, we all get calls from DCA's.

They intimidate you and use that fear to make you pay more than you can afford to pay, or make you pay something you don't actually owe them. Or be like me and use the power of a non enforceable CCA as a legal right not to pay them......

 

When I get a DCA call or I call them, here's what usually happens....

 

Big thanks to Locutus for doing the video for this one.

 

Frederickson International get Fuzzybobbled..........

 

  • Haha 4

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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It is fab, well done Mr Bobble, I take my hat off to you!

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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If Carlsberg called a DCA.....It would probably be the best phone call in the world.

 

For everything else there's Locutus and Fuzzybobble.....

 

Priceless. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Fan-bobble-tastic!!!!:D

 

I wonder....what do you reckon the APR on a xmas card would be? ;)

 

Not much, as christmas cards usually expire on Jan 5th.

 

12th night being unluck for crimbo decorations and stuff lol

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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You should have read him the bar code off the back of the card!

 

I had it ready, but he asked what type of card I was going to use before I had chance to read out the numbers

 

Oh well, there's always valentines day in Feb 2009

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Real Class! Thank you for making a dark day a little brighter.

 

There's no dark days when you're a CAG member.

 

That's why it's important to spread the word.

 

The CAG is people who needed help, that got help, that helped people who need help, who went on to help people who need help.

 

The best circle of life anyone could wish for.

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Fuzzybobble, that was a finely crafted ****take. the inflexion in his voice when you said it was a christmas card is priceless. I'll be chuckling in bed when I hit the sack later, just going over it again in my head again.

 

Thank you for sharing it with us.

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not bad for a 2 year old ;)

 

Hey I spoke to them in best blue crayon, in joined up writing. ;)

 

You can tell they don't listen though....

 

He said...

 

Are you trying to say that you don't owe this money?

 

I said...

 

No.

 

He said....

 

Are you saying you don't have an account with Argos?

 

I said...

 

No.

 

It's amazing how they don't really listen to what you have to say. No wonder they "lose" so called recordings of calls when you do a DPA request or need a copy of a call for evidence in court.

 

Now you know why it's best not to call a DCA and make sure you get everything in writing.

 

Frederickson International. You've been fuzzybobbled.

Now send on the next contestant...Bryan Carter. :D

  • Haha 1

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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That has made me giggle :)

Me

A&L - Overdraft / Charges On Hold £300

 

Mum v's the DCA

NatWest. No CCA - For around 6 months no DCA has chased for this amount :D

MBNA. No CCA - First Court Claim :( Panicking. Just about to start the small claims

Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

 

Sister

Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent :p

M&S - Have CCA. Nothing for 2 years from anyone?! :)

Argos - No CCA or DCA involved for over 2 years now :)

Next - No CCA or DCA involved for over 2 years now :)

4 x Others accepting token payments of £1 as CCA in place.

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