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3 network, DCA and no proof of debt!!


SpiceBoy!
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Good morning CAGers :D

 

back in 2005 I had a contract with 3 and it went into arrears etc and I payed off what I owed with them and that was that...

 

in the past 12 months I have started getting letters and phone calls from Wescot demanding £73 from me in regards to this contract...

 

Now on 1 phone call, I asked the guy what proof they had of the debt as I had no knowledge of it....

 

his answer was 'I have no idea, all we know is 3 told us you owe them £73 and that's it'

 

Their letters keep chenging aswell, 1 min they are going to court to get a CCJ, then they are arranging a doorstep collection, then they are just simply demanding the money!!

 

Nothing ever comes of what they tell me in the letters!

 

Any thoughts on what steps I should take?

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Spiceboy, Keep an eye on your credit rating! I'm guessing they will have logged a default.

 

Write to the DCA, say you have no knowledge of this debt and they need to send proof of it. Without proof they are committing a criminal offence by asking for the funds.

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

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