Warrant for Possession imminent HELP

[Teragram]

Hi all

 

Bank of Scotland Solicitors have sent letter saying I will hear from Baliffs with an eviction date.

 

How long will that take?

Will they just turn up?

How much time have I got to get in an N244?

Any info greatly appreciated

Teragram

[Ell-enn]

Hi there, we will need a bit of background before we can advise further. However, usually eviction notices give 14 - 21 days notice. If you wait until you receive the eviction order the fee for the N244 is only £35 instead of £75 if you were to do it now.

 

What are the terms of the suspended possession order?

Did you go to court to defend?

How much are the arrears?

Are you supposed to be paying an amount each month towards arrears?

Are you able to make payments towards the arrears going forward

 

I can help you with the N244 but need the info above.

 

I have moved your thread to the repossessions forum where it will get more visibility

 

 

Kind Regards

 

Ell-enn

[ja-de]

Hi Teragram, first of all, a very big welcome to CAG.

I'm very sorry to hear your being threatened with eviction.

The best thing I can do is direct you to this thread Tilly V mortgage express repo. Please read it, because unfortunately it happened this morning, but it'll have information that'll more than likely be relevant to you.

Please keep us informed with everything, & hopefully something can be done to help you stop it, someone will be here with you every step of the way to help you, by giving you as much information whenever you need it.

I wish you the very best of luck. ja-de xx

[Teragram]

Thanks El-enn

 

This is fairly complicated: Is there anyway I can attach documents ie copy of my defence etc to the court?

 

In short: Defended and got suspension subject to mortgage plus £150 off arrears paid each month from 1st July.

 

Had just started new contract job: In short they mucked up the first payment which then snowballed into a dispute. At one point they paid by cheque as they had messed up - but cheque was in wrong name and everything went back into their "SYSTEM." This fuelled the "dispute" and I "lost" the job. Along with everything else I am now chasing them for the money.

 

Therefore I have not met the terms of the suspended possession order.

I have today been offered another job - this time via a specialist agency so the money will be co ing from them directly on a wekly basis. But the first payment will not be made until Friday 19th September. I start this coming Monday - but money paid in arrears.

 

I will now have the funds to meet the original terms of the possession order - but three months have passed and the arrears are now £20K (don't faint - I'm comfortable witht he amount when being paid etc!!)

 

There are several other aspects to all this which are better dealt with by me being able to attach documents etc. But the headlines are: Health scares losing me interviews; bank charge dispute with by bank (£6000K charges etc) - I am fighting this as well. God knows how I am keeping going.

 

Teragram

 

Meanwhile it has taken

[Ell-enn]

OK, do you have proof of the new job offer and how much you will be paid? Also, do you have children living at home?

 

Ell-enn

[Teragram]

£700 week nett

Mortgage plus £150 equals £1510pcm

 

Hi

 

Yes I have proof.

No Children or dependants - my husband had a brain haemorraghe a few years back.

 

As I said there are quite a few aspects to all this.

Teragram

Edited September 4, 2008 by Teragram
Missed info

[Ell-enn]

Hi, I'm sorry to hear about your husband .

 

We should certainly be able to put together a defence.

 

If you'd like me to have a look at some of your documents you can email them to me at Ell-enn@consumeractiongroup.co.uk

 

Ell-enn

[Teragram]

Hi

Thanks.

 

I will email stuff - that's great!

Can't do it until tomorrow PM.

Is that too late?

But I'm on friends computer; by BT internet was cut off ( for obvious reasons) and can't get back with all the paperworkl on a disc to download etc until tomorrow PM.

Teregram

[Ell-enn]

That's fine, will probably have to look at them on my office PC as this laptop throws a bit of a fit at word docs and scanned images.

 

Try not to worry too much, there's always something can be done and there is case law we can use to support your defence.

 

 

Ell-enn

[Teragram]

Thanks

Helps to be able to share problem with someone who knows about the issues.

 

Am fighting on so many fronts at the same time (and have been doing for a long time) I am becoming tired.

But heyho - tomorrow is another day!

 

Will send stuff late PM tomorrow.

Again, many, many thanks

Teragram

[Ell-enn]

A trouble shared etc etc....

 

Happy to help:)

[**Tilly**]

Hi Teragram

 

You are in good hands with Ell, you will get all the help and so much support here, try not to get too down, i know it is easier said than done,would just like to wish good luck

 

 

 

 

 

Tilly

[OLIVE.FAMILY]

Hi teragram,

Just popping in to say Hi and good luck. You are amongst friends here and we are all here willing to advise and support or just even listen.

 

Olives xx

[Teragram]

Thanks for all for your kind comments - they are much appreciated

Teragram