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Hi All,

 

I sent off my letter and my £10 a few days ago, but since then I have found most of my statements, apart from the year 2000, and I know my account was ok then anyway.

 

My question is, as I have my statements now, can I go straight in with the prelim ketter requesting they pay back my money ? I am not going to claim the debit interest, just the overdraft and bounced cheque etc fees ?

 

If i do find out that i was charged in 2000 then I could always do another claim couldnt i.

 

Regards

 

Stefan

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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cheers, will tot up tomorrow and send of initial letter.

I think i may hand deliver it to the manager

wouldnt mind seeing her face. She sent me an initial "sod off" letter when i first applied for my list of charges.

 

i hadnt even asked for my money back then......!!

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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What do you know, the statements came within 10days of posying my request, so I have totted it up and we are owed £1001.00 exactly.

 

I have done the prelim, and will post it through the door tonight so the manager will have it first thing in the morning.

 

Will keep you all posted

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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Good luck with your claim. If you have any questions then post them here

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Hi guys, faxed over and posted my prelim letter today, with my 14 days deadline. If i receive a "sod off" letter before the 14 days are up, can I then move onto the LBA ? I dont have to wait till the 14 is up do i ?

 

also, I have noticed some people put a narative under there posts, stating the claims they are making and the progress, how do i do that ?

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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Hi guys, faxed over and posted my prelim letter today, with my 14 days deadline. If i receive a "sod off" letter before the 14 days are up, can I then move onto the LBA ? I dont have to wait till the 14 is up do i ?

 

also, I have noticed some people put a narative under there posts, stating the claims they are making and the progress, how do i do that ?

 

Go into 'User CP'. it's on the blue bar at the top of the forum.

You'll see 'edit signature' under Control panel setting and options on the left under the blue bar.

Click on 'edit signature' and type whatever you want. You can have different fonts and colours if you like, you can even add hyperlinks.

Don't forget to use the preview feature, and have a play around with it until you get what you like.

HTH.

Andy.

19/6/06 Data Protection Act letter sent recorded delivery.

27/6/06 Confirmation of receipt from Clydesdale Bank. Awaiting statements.

7/7/06 Statements arrived in the post - all 3 accounts as requested. (This took 18 days in total).

10/07/06 3 accounts - £898.00 excluding interest of £216.61 - Prelim letter posted by recorded delivery.

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cheers guys,

 

will let you know when I hear the next bit

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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can anybody confirm for me - if i get the sod off letter from yorkshire before the 14 days expire, can i progress to the next stage or do i still have to wait for the 14 days to complete before the next step ?

Spanish Holiday Rental - 10% off BAG and CAG Members

www.rent-in-spain.org.uk

 

 

Progress so far:

 

Yorkshire Bank - LBA 26/07/06 £1001.00 - £500.50 offered and rejected

RBS Credit Card - Settled £200.00

Sainsburys - Settled in full £100.00

JD WIlliams - Settled in full £50.00

Argos Card Services - £98 - offered £60 and rejected.

Abbey Mortgages - MCOL 2nd October - Deadline 21st

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can anybody confirm for me - if i get the sod off letter from yorkshire before the 14 days expire, can i progress to the next stage or do i still have to wait for the 14 days to complete before the next step ?

 

Once you get their 'sod off' letter then yes you can continue to the next step

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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