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Good news. We were due in court today. Just before I was going to leave for Derby, the postman arrived and brought with him a letter from BOI's solicitor. They withdrew their defence as it wasn't worth him coming all the way from Bristol. They've agreed to pay me the whole amount, plus interest up to December 4th and my costs. Good luck eveyone else.

Loan sharks is exactly what they are! Unfortunately I'm not at all surprised by this. It'll only make it sweeter when they back down!

I like that idea Jules. I cant wait for the cashier to ask me if I need any advice on where to put the money. I'm not sure my response will be entirely polite.

Received my cheque today. I'm absolutley over the moon. Julian and Lisa, I'll be watching your thread very closely and if I can help in any way then I'm with you 100%.

You dont need to supply them with an account number. They have to supply information relating to an individual, not an account. If I were you, I'd write back telling them that you dont have the number and remind them that if they fail to comply with the request before the 40 day deadline, they will be reported to the infomation commissioner. They've not got you over a barrel. You've supplied them with everything you need to. You've just got them squirming already!

Firstly Caro, congratulations on getting the offer. I was in a similar position myself, (interest being about £1300) and I decided to accept the offer. I was looking at another 6 weeks before I could even be allocated a court date and decided enough was enough. I cant imagine it going to court. They paid me £4700 and said it was "uneconomical for the Bank to proceed to a court hearing". This makes me wonder how big a claim has to be before it becomes economical. I doubt you could go to a hearing and come out looking like the greedy one.

I wouldn't worry about it Zultar. The 8 weeks is related to their internal complaints procedure and nothing to do with your statutory rights. Ignore it and carry on.

Start your moneyclaim. You shouldn't need to start over again.

Hi Claude. File a complaint with the information commissioner, at http://www.ico.gov.uk/. They should be able to get them to comply but it may take a while.

Yes. Best to send your letters to your local branch though, especially if you're not in Scotland.

Had V much beer. Should have been at work tonight but you don't get good news like this too often. Awesome news PJ. Hope your journey was worth the while Rachel. Just a note on the letter they have sent to me. They have said a claim of £5400 is not worth persuing through the courts. My claim is the biggest I've seen on here against the Yorkshire bank. Why would any claim smaller than mine be worth defending. Go for it. Get your money. I'm very drunk. Goodnight all!!!

:)Absolutely without a doubt. It's definitly beer o'clock.

CRACK OPEN THE CHAMPAGNE!!!!!!!!! The bank have offered me £4347.00 (the total value of charges taken) PLUS £350 costs. £4697.00 total. I could hang on to try and get the interest, but I'm not going to. DEAL DEAL DEAL!!!!

To binkus and anybody else. DO NOT ENTER INTO PHONE CONVERSATIONS!!!! Refuse to discuss things over the phone. Refuse meetings at the branch. Insist that everything be put in writing. That way they are accountable for everything they say!