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SLC Letter for Debts over 6 years old


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Hello, this is my first post and I'm hoping to get some advice. I have just recieved a letter from the student loans company requesting payment from loans dating back from 91 to 95. I am sure I finished making all the payments over 5 years ago however have not kept the paperwork. They must have contacted me throught the land registry (?) as I bought a house last October and this is the first I have heard from them.

 

Please can someone advise me about loans from a long period ago and what the law is on this?

 

Thanks

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Depending on the situation I would probably send a SAR to the Student Loans Company (stating with "I do not acknowledge any debt to your company").

 

If you can't scan the letter write what it says- removing all account numbers, names, etc

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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depends on the loan type i guess, i am sure i read somewhere that government student loans are repayable only after you earn a certain amount and have no expiry date. also am i right in thinking it is taken direct from you wage?

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Student Loans pre-1998 are governed by the CCA.

 

Later loans are different- deducted from wage etc.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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