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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Annalh v Egg/DLA/Eversheds ** Judgement given by court **


ANNALH
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what i just said Kimmy, was that i do not remember if they asked me or not, but if they had then i would have said no to make it as cheap as possible. I think when they quoted me, they told me the figure with ppi but didnt tell me they added it on in the quote. when the documents came through to sign, we did sign it and it does say that ppi had been added on but we didnt question it at the time, not really understanding how the loan system works etc. We must have thought it was compulsory or something.

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Do you think I can get the PPI back?

 

definately annalh - there are quite a few of us over in the PPI thread disputing PPI claims with Egg - seems they have been doing the same with quite a few of their customers.

 

http://www.consumeractiongroup.co.uk/forum/ppi/

 

was there anything in your SAR to suggest you had ticked the PPI box - you could alternatively send them a CCA request and see if the information shows up on this - they have to prove you asked for PPI. Not you prove that you didn't - if that makes sense!

PLEASE sign this petition to reduce amount of time CRAs hold your data

http://petitions.number10.gov.uk/CreditRA

 

I HATE MBNA :evil::-x:mad::-x

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  • 3 weeks later...

Well Egg have replied by sending me a copy of the agreement that I signed, (which I already have). They said that because we signed the agreement this confirms we asked for PPI (because at the bottom it says "by signing this agreement you confirm you have read and agree to the terms and conditions and the payment protection policy terms and conditions". They also pointed out I am legally bound by its terms because i signed it!

 

What do i do now? start a court claim? complain to oft?

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Had a reply from Egg today they have now refunded the remaining ppi to my account, apparentely when i fell into arrears some of it was refunded as the policy was cancelled. I need to check their figures but they say they have refunded £868.68 to my account and they hope that brings my complaint to a close. Didnt take as long as i expected, they caved in very quickly, and after only 2 letters!!

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Congratulations Anna.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Wow! glad it's concluded Anna. Congratulations:)

Woolwich won in court/default removed Barclaycard Settled Halifax settled

Capital 1Settled GE Money Settled

Egg Settled-court action re.default 4th hearing!

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