moorcroft debt recovery.

[col123]

Hi all my other half today got a letter from the scary people at moorcrofts pre court division collecting an overdue amount of 54 squids apparently due to bulldog broadband,they send him a legal requirement notification of INTENDED LITIGATION :o before legal proceedings are issued. the letter fulfils that requirement even if it is not actually read by us :grin: . SO THERE LOL, In all honesty we have no knoledge of this debt what so ever,bulldog gave us appalling service and we complained didnt renew our contract,they have never once tried to contact us by letter or phone or any way,so this is completely out of the blue,shall i cca them? ,any help appreciated,thank you x x x x

[ODC]

Not much point in a CCA as this debt is unlikely to have been covered by the CCA.

 

Bet the letter was from the so called Pre-Court Division of Moorcroft (all their letters originate from it)

 

send them this

 

Dear Sir/Madam

 

You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.

 

I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).

 

I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.

 

I/we look forward to your reply.

 

Yours faithfully

 

 

NEVER SPEAK TO A DCA ON THE PHONE

[col123]

Hi again and thank you,does anyone know of an address for moorcroft debt recovery im about to send the letter off to them but i only have a PO box address and im aware from experience recorded delivery doesnt always get to the DCA via a PO box thanks col x

[Mark71]

Bump

 

Thansk for the Post, received the same letter today 27 June 08, just at a time when I thought my days of debt was behind me!

[ODC]

Send them the same letter