pinoyadobo vs halifax

[pinoyadobo]

Hi,

 

I'm about to send in an LBA to halifax. I have just received a letter from them offering a partial payment of 420 against my original claim of £2040

 

However, I made a mistake in my original claim amount as it only goes back to 2003, I have a feeling there will be much more. Can I request additional charges to be added to my total claim in the LBA ? Or should I forget it now since I already stated the amount £2040 in my preliminary letter.

 

Thanks all.

[ArthurC]

I would write your LBA. Explain that you have found further charges for an earlier period and add them to the other total. Still give them 14 days.

 

Good luck

[jonni2bad]

That's the way - just amend the letter before action to show you now have a new total.

 

No need to extend any time limits either, just as the post above says.

 

Best of luck

[pinoyadobo]

Thank you for your replies, I have made a new total for money owed to me, Ive sent the LBA today, Im giving them 7 days to reply, lets see how it goes. :?

[pinoyadobo]

I need help please...

 

The first letter that I received from Halifax offered me a "goodwill gesture" of £407 which I accepted as preliminary payment, but also told them that I will still carry on with the claim for the full amount. I gave them 14 days to respond, which they failed to do. So last on Thurs I filed the claim. However just 5 mins ago I received a letter from them that they are willing to offer me £1300 as a full and final settlement. Does this mean that they are not going to pay the £407 I accepted as a "good will gesture"?

 

Im confoosed! :?

[Chimera]

still about a grand off the mark anyway isn't it... I woudln't accept it, and would ask for the lot!!

[pinoyadobo]

Halifax has given me 2 offers of payment

 

1st - £407 ( I accepted as initial payment but not full payment)

2nd - £1300

 

Do I write to them again and refuse ( I was going to anyway) ? Or shall I just wait until the court date?

 

Thanks

[Michael Browne]

Don't bother writing, file at court 14 days after your LBA, it's the best way of telling them you've refused their offer.

[pinoyadobo]

Don't bother writing, file at court 14 days after your LBA, it's the best way of telling them you've refused their offer.

 

Thank you Michael Browne =) I did think that but just wanted to make sure

[jonni2bad]

To clarify, they are not offering two payments, but this doesn't matter now anyway.

 

Also, be careful with the timescales you allow for settlement. Prelim and LBA both give 14 days.