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Barclaycard CCA, they want my signature!


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ok i could not read it properly maybe l should try and find my glasses.

 

Chrissi

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

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Oh well,

 

I best offer them pro rata payment as part of my DMP.

 

Can I ask them to refund the interest & charges they applied whilst they were in default?

The only man who sticks closer to you in adversity than a friend is a creditor.

 

Debt Collection Charges

 

There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.

 

Without such provision, collection charges cannot be demanded as a debt due under the agreement.

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Hi US,

 

I believe you can insist BC remove any charges and interest applied when they were in default - worth a try anyway if this amounts to anything significant.

 

I think your thread ended up here after the site's shuffle last w/e. Was your thread in the General Debt or other forum before, and do you want it put back there.

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Yeah, that might be a good idea.

 

There doesnt seem to be as many people here.

 

having said that, This is probably as far as it goes with Barclaycard. :mad:

The only man who sticks closer to you in adversity than a friend is a creditor.

 

Debt Collection Charges

 

There is no legal basis for a creditor or a debt collection agency acting on its behalf to claim collection costs from a debtor unless there is an express provision in the original agreement.

 

Without such provision, collection charges cannot be demanded as a debt due under the agreement.

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It's been moved for you anyway.

 

Good luck

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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