I am hoping to purchase a new TV soon, looking online there are few companies like John Lewis and Richer Sounds offering a free 5 or 6 year guarantee instead of the standard manufacturers 12 month warranty. This seems to be to good to be true, what are the catches if any?

I purchased a Morphy Richards steam iron from Amazon back in July 2013. The iron has now developed a problem it's tripping the mains, checked the warranty on the Amazon site which states: *Standard one year guarantee can be extended to 3 years by registering your product with Morphy Richards. It seems that I forgot to register the iron when it was first purchased, but why offer a 3 year guarantee when you register a product? From now on I will make sure every new electrical goods is registered..

This is my first post. I've had mental health problems for 40 years since I was 11. They have sabotaged my life. In May my GP finally accepted that I have a rare sleep disorder and prescribed additional medication. I've been back at work since June although I am still learning to cope with my condition and I've additional help to come this year in the form of psycotherapy. Lovely In 2007 I put a company I ran into voluntary liquidation. I had signed some personal guarantees with two companies. They went to court and have Restrictions on the jointly owned home. I ran up some credit card debts at the same time (in my now ex partners name). I am reasonably sure I can remove them this year with full and final settlements. The debts were Company 1 - £43K (interest now added) Company 2 - £36K (interest now added) I wasn't able to attend court to defend the charging orders. Far to ill. Only really understood how ill I have been in the last month. The family home is now going through contracts to sell. My solicitior asked for redemption statements from the two companies. I understand that his proactive approach may well have not been in my best interests. I have asked him to inform me how that can be mitigated. I want to understand what options I have to deal with these two debts please. My equity in the home is £25K so I will not be able to pay off either creditor in full and I have a seven year old daughter to think of. And before anyone berates me for running up credit card debts in my (ex) partners name I am ashamed of that and I am sorting that out from my own pocket. I've not been in the best place to make good decisions due to depression and sleep deprivation. Thank you in advance for any help / advice. Nuttymut

Is a 100% satisfaction guarantee worth anything at all? I lost my business of many years due to the crash in 2008. After a while I decided to start a new enterprise but with very little money left I needed to be really careful. I took time in selecting the company to build my website...and made a mistake! They offer a 100% satisfaction guarantee. I am not satisfied. They know very well I am not satisified. They were hopeless and never provided what they agreed to provide. all they say is 'we have done more than we agreed' and refuse to discuss it. I have demanded my money back to no avail. I'm reluctant to sue because I had to do it once in the past and although I won I was still out of pocket. What do you think? I've paid them a bit less than £600 and could do with it! The site is unusable and offline now.