Hello there,please can anyone help me with the following.... I have a debt that iv been ignoring now for a year....silly i know.... Iv had the court letters issud from Nottingham but didnt fill them in,then had the "Judgment For Claimant" letter from the court stating how much i owe and how much to pay each month.... I suppose iv been nieve thinking that there just fake court letters from Bryan Carter to frighten me.... I then got a letter this morning from Bryan Carter saying "WARRANTY OF EXECUTION"....there a warraant number after this.... This is when i googled for some explanation and came acrcos this site where iv read simmilar storys to mine....EG.the letter states YOUR ACCOUNT HAS NOW BEEN REFEERED FOR ISSUE OF A WARRANT OF EXECUTION....then it states the same warrant number at the top of the letter....and....THE BAILIF WILL NOW ATTEND AT YOUR PROPPERTY.... Reading some of the other posts it says that there cant be a warrant number as the account has been been refeered for one,and this is a trick to get you to call BRYAN CARTER which the replys say not to.... So upon reading some more replys,i called NORTHAMPTON County Court,i gave them the Claim No and they comfirmed the CCJ was issued against me and the dates/ammounts matched so the CCJ is legit.... I then told the clark about the letter from BRYAN CARTER and he said that there was no warrant issued.... At the bottom of the BRYAN CARTER letter it says that,If you are unable to pay in full then we may be able to aggree an instalment plan....then....You must contact us immediatly if you wish to avoid the Baliff calling at your house.... So my question is,even tho the CCJ is legit has BRYAN CARTER sent me this letter just to scare me into calling them to set up a payment plan in a similar way as in the past with other letters of a discount or setlment offer....? Ive read not to deal with BRYAN CARTER but only deal with the court but the court clark says there has been no warrant issued....So what next?.... Iv also read that if the warrant is issued by the court then i can susspend it for free as im on benefits?.... Id just like to be back at the stage where i have to subnit the court forms with my ins and out goings for the judge to decide how much i can afford.... Thankyou for taking the time to read my post....

Hi all, Newb here. I'm in the same position as a lot of other posters, having received a claim form from Bryan Carter/Arrow Global through Northampton CCBC on Friday. Having read through some of the threads on on here, I've sent off the acknowledgment of service to the court and sent a CPR31.14 request to BC from the template I found on here. The sum is £299 +£15 court fee + £50 solicitors costs, with no interest claimed. What happens next? p.s. I signed the CPR31.14 request, I hope I didn't make a boo boo there.

Hello all Hoping for a little advice. Have received a claim from Northampton from Bryan Carter on behalf of Arrow Global. The original debt was from MBNA and the claim is for this plus costs totalling £579. The particulars of claim mention an arrangement that I can only assume refers to the original credit agreement with MBNA but does not mention them by name on the claim form at all. Just wondering whether I should have had a letter advising the debt had been sold(I assume again) to Arrow as they are the ones taking the action when they are not the original creditor? I am not disputing the debt and probably don't have much of a case to dispute the costs either apart from I only get the letter advising of legal action from Bryan Carter today the same as the claim The letter ask to call him to discuss the matter so should I do this first before I answer the claim to try and resolve it? Any thoughts/past experience with this company and how they operate would be useful so I can decide what to do would be useful. Thank you

Received court papers from Northampton County Court at weekend. This basically from Carter acting for Global. For weeks they threatened court action but i never replied to their letters as i have had no dealings with them before. However, on receiving these papers now replied back to Carter telling them it will be contested. Also filed a defence on line to the above court. Just waiting now to see what happens.

I recently received court papers from Bryan Carter Solicitors for and old debt with orange which was passed on to Arrow Global. i acknowledged the court papers and sent B.C a CPR 31.14 request. i received a response on 25th August saying they will be in touch in due course. Then today i received some docs that im not too sure about and would like some advice on my next move. i have enclosed all docs and letters received since i sent my CPR request and not sure what to do. PLEASE HELP ME, THANKS

I have received a letter from Bryan Carter Solicitors stating that i must pay an outstanding balance of £99.22 to TMobile and that this "must be paid within the next 14 days or else further costs will be added to my debt if it is necessary to go to court and therefore the outstanding debt will increase." That if I fail to act and they obtain judgment it may prevent me from gaining credit in the future and will remain on the Register of Judgment Debts for a period of 6 years (which I am assuming is like a CCJ). My issue is that I do not owe TMobile £99.22 but in fact £44.40 which I have already spoken to them about and have agreed to clear this as the account was closed and that balance was for the last bill for November 2011. What do I do? I have not contacted Bryan Carter via phone or in writing?

Hi everyone Having received today a letter from Bryan Carter stating that they have started litigation and I will receive a claim form from the County Court within 48 hours, I signed up to Experian and checked my credit report. It does not have the Lloyds TSB debt listed. It does state the following: credit accounts - 4 (2 for my bank, 1 for the mortgage and 1 fro Lowell - I will be asking about this on a different thread!) account overdue - 0 outstanding debt - £0 missed or late payment - 0 Does this mean that the debt is statute barred? Or have I missed it somewhere on the report? Many thanks

Hi there I received the court letter today. It is for Bryan carter and Arrow for an old TSB account. There is nothing of this debt on my cr. So firstly I will send off the acknowledgemant letter saying I am defending all of the claim. Then I will send off CPR 13.14 to Bryan Carter - is that right?? Where do I get the CPR 13.14 from? Thanks ps what is litigation - it is not a ccj is it? What happens if I lose my case?

I have recieved a letter from Bryan Carter solicitors regarding a account that was passed to them from Fredrickson International ltd on behalf of there client Everything Everywhere Limited saying payment must be paid in full within 14 days if not they will advise their client to do court proceedings how do i go on about this as i do not have the amount they are asking for? advise plss

Hi all, Help would be greatly apprreciated!! I have recieved a claim form from NCC on behalf of Bryan Carter & Arrow global. They claim i made arrangements to pay under a ref number and have defaulted. I have no knowledge of this debt or ever making an agreement with Arrow global. After reading some post on this forum i have completed the response pack stating i will defend the claim. Can someone please help me with what letters i need to send to Bryan Carter to get more info about this and how to proceed. Thanks in advance Graham

Good evening, My wife has this morning received a letter from Bryan Carter Solicitors saying they have issued litigation proceedings in the County Court. She has also received a Claim Form from Northampton County Court Bulk Centre. A couple of years ago, she had a credit card with MBNA which she was unable to pay. She wrote to them explaining the situation and continued to pay £1 per month. All correspondence was ignored by MBNA. Eventually a default notice was issued and the debt was sold to Experto Credite. She wrote requesting the CCA but the £1 cheque was never cashed and in due course she wrote to them stating the account was in dispute. Since then, Arrow Global sent a couple of letters demanding payment which were ignored. A couple of weeks ago, Arrow Global wrote offering a discounted amount in F&F settlement which was also ignored. How should she proceed? The letter from Bryan Carter makes no reference to MBNA apart from the account number. The debt has been assigned to so many companies I have lost track and I was only able to match the account number up after digging through the original CCA letters sent at the time. Many thanks everyone.

Hello All, Sorry if this isn't the right place for this, I sincerely apologise. I'm in desperate need of advice regarding a CCJ filed by Bryan Carter against me. I lost my Job in 2009 and life basically came to a stand still. I therefore stopped paying my debts as I didn't have the means to. In 2010 Bryan Carter filed a CCJ against me regarding an Egg loan balance of £3300 which I had defaulted on. As I didn't have the means to pay this and I was so depressed and stressed I ignored all debt collection letters and never bothered to open any including any correspondence I received through the post from other organisations. Three years on and I have signed off Job seekers and found a Job. My CCJ came up during the security checks and the company wants to know what I'm doing to clear it. I'm so confused and scared my company will not hire me beyond the probationary period if I can't prove I'm doing something about this. My question is how do I go about contacting Bryan Carter and offering to pay a set amount monthly without being bullied into paying more than I can afford. I also have other debts which Bryan Carter has written to me about demanding payment and I have ignored. Any advice on how to go about sorting this out will be very much appreciated. Many thanks.