Mrconcerned
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I got a letter this morning from BC comfirming the courts decission etc.... Says they accept, credit, debit cards, DD or standing order.... So thats £10pm standing order when i do my other two per month.... Thatl do me....nice n simple and no more worry.... Wouldnt surprise me if they send me early setlement offers which i will consider....
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Thankyou ALL for all your help on this matter....A great outcome for me but iv also learned alot about my rights and how the system/proceadure works to advise others....I agree a Standing Order will be better as with a DD they could varie the amount taken....plus with a Standing Order the date falls around the same time as i pay 2 other bills so even less hastle for me to pay a thired at the time....
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Thanks ELL-enn....Im going to leave it a couple of weeks to see if they contact me first....if they can do a payment card or i can set up a standing order or direct debit ,then thats all the better for me....
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**** UPDATE ****Iv just recieved a letter from Liverpool County Court....Pic attatched as its eayer than typing....To sum up....the Debt was £1072....the court ordered i pay £50pm....i filled out the N245 and the EX160 to wavour the fee and sent them to Liverpool Court....My offer was £10pm which the court have agreed....So i just now have to send £10pm to Bryan Carter which i will do via cheque....iv still never contacted BC but im wondering if they will contact me to comfirm the detail and payment?....
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**** update ****
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Called the Bailffs office on Monday and was told to call back on Tuesday as the Bailiff attatch to my case was away.... Called Tuesday and spoke to him....he says he hadnt recieved my N245 and EX160,even though i had it confirmed via Royal Mail tracking that it was delivered a few days before.... The Bailiff called me back a short time later and comfirmed it had been recieved and will now be procced and sent to the creditor.... So all thats as i expect anyway.... The Bailiff says the letter i got for the £172 is £100 for the Warrant and £72 to issue it....it was sent as at the time they haddent recieved my forms but now they have,that amount gets added to the debt which iv put in my offer to pay....so i dont have to pay that £172 seperate.... So....hopefully the creditor accepts my offer and if not the judge will decide what is fair and i can afford.... Thankyou all....
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Thankyou for your replys.... I think also its because they hadnt recieved my forms when that letter was sent on Friday.... They are there now according to Royal Mail tracking, so they will have them on Monday.... Il call them then to check....
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....UPDATE.... I sent in my N245 and EX160 on Weds 1st class recorded,i called on Friday morning and they said they hadnt recieved it so i checked on the tracking number and it was deliverd that afternoon so they wont get it till Monday as thats when the Bailiff office is next open.... I got a letter this morning from the Bailiff saying i need to pay £172 within 24 hours or they will re-attend....this is the bit i dont get.... On the warrant from the court it says.... Total to Pay £172.... (including fees) on this warrant.... Ballance Outstanding £900.... (After payment of this warrant).... So is the £172 the court and bailiff fees and are they to be payed seperate to the Ballance Outstanding of £900?.... Thankyou....
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Yes i sent it first class recorded,il call them tommorow to check they got it....
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I never got a letter from the Bailiffs but i called them to be ahead of the game,they said the Bailiff that would be dealing with my claim was away till the 9th Aug so they sent me the N245 and EX160 which iv filled in and sent away,with a letter explaing why im offering what i am so if BC rejects the offer the court will see that iv explaind why my offer is what i can afford....
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I do qualify as i get Income Support so wont need to pay for the n245....i got a new Income Support entitlment letter last week as the EX160 says that it must be under a month old....
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My Printer is broken so i cant print,thats why i asked the court to send me the N245.... But il copy that pdf onto my memory card and get it printed out at my copy shop.... Thankyou
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Thankyou BRIGADIER2JCS.... Youve all been most helpfull in explaining the process and giving me the knowledge of the proceadure etc....armed with that iv not been worry atall realy as iv been able to clearly see the path.... Suppose its the Not Knowing that makes it worrying.... Thankyou....
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Thankyou Ell-en.... So is that correct that now the Warrant has been issued from Northampton to my local court,the Baliff will now send me a letter and i call them to get the N245?
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Just an Update.... I recieved the "Notice of Issue Warrant of Execution" today from Northampton County Court.... It says to pay before 6th Aug or the Baliff will call....and lists the adress to make payment to as my Local County Court in Liverpool.... I called the Liverpool County Court yesterday to ask them to send me some N245 form so im ready....they asked for the case number and confirmed that ther "Warrant of Execution" had been issued a few days ago on Friday but they hadent received it yet....as iv just got t today im guessing so must Liverpool.... Liverpool then went on to say that i would get a letter from them saying to contact the Baliff for the N245 form to "Susspend the Execution"....then i fill the N234 in and send it to the Creditor whom acrees my offer or if not it goes to the Court for a Judge to decide.... Just double checking with you experts if that all correct? Thankyou....
