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  1. The bills in my flatmates name, but they don't live at the property anymore, and npower has sent that they are considering getting a warrant of entry, however we requested a payment card in november and this still hasn't come. what can we do?
  2. I have just had a bailiff at my door with a distress warrant for a motoring offense in 2003 which i do not recall he told my husband that if we didn't pay 750 they can force entry to our house with the police i fell sick to my stomack please can anyone advise me with this thanks linda lou1
  3. I am in the process of buying a business. The current owner (the seller) has allowed me to begin trading at the business until the paperwork has been complete. I have been there for a month and the lease is nearly complete A company named Face 2 Face (authorized officers of British Gas) have issued me with a warrant notification stating they will be applying for a warrant to enter the business and disconnecting the supply. They have given me details on where the court is etc and the time of hearing. Is there any way I can stop this from happening? I'm currently in the business, waiting for the lease to be finalized. The current owner owes British Gas money but I will be the new owner of the business soon. Any help on this would be greatly appreciated
  4. Tomorrow Scottish Power will be visiting to install a pre payment meter. i have just found out about this from my flat mate as he hasnt been paying bill! the warrant has been accepted. he now owes £1411. Is there anything i can do e.g setup a payment plan or is this too late? If it is too late, what actually happens tomorrow? i will be in, will they activate meter straight away? will the cut gas but not electricity? any scottish power representatives that can help me out? if i could pay it all off i would, unfortunately i could only afford £75 a week (weekly pay) thanks in advance Steve.
  5. Hi, i recieved a letter from Collectica marked "Distress Warrant" for a speeding offence. However the person who committed the offence was the previous owner of this house. I contacted Collectica to tell them the person no longer lives here but they have asked me to "prove that" otherwise they will continue with sending Baliffs. They asked me to send them a copy of my Council Tax bill to prove who I am and that I live here. First question - am I obliged to respond to this? I see no reason why I have to prove to a Debt Collection Agency who I am and that I am the owner of the house. It should be up to them to prove I am not. Second quesiton - Can they, without warning, send Baliffs round to force entry into my house? They have been informed that the offender no longer owns the house but they refuse to accept that. I am scared they turn up and break in while I am out. Thanks for advice.
  6. Warrant of Execution - After Final return of your claim was received I rececied a noice from MCOL - 'A final return for your warrant against Mr XXX was received on 06/11/2013', I am not sure what it means and why I suppose to do next. Few months ago, I started a claim that a guy own me £3000. He was my 'londlord', I paid one years rent but I only live there for 6 months, now he cut himself off from facebook, phone, email, ect. From my other resourse he might move out the house cause he was not a 'landlord', he rent it from someone else. I fear that court can not trace him and help me get the money back. What happen if court could not find this person from the address I provided? Feeling helpless in this case. Many thanks for anyone who answer my question.
  7. Hi, I have been paying £10 a month Magistrates Fine since November 2012. I have paid £100. I received a further steps notice as I was late paying in September by a week. I am on JSA and expected it too be deducted from my fortnightly JSA. However I have received a Distress Warrant for £135 which includes a 50% increase in the original fine. I am on JSA and a single parent and cannot afford to pay this plus the threat of £215 for a visit as well. I have written to the fines officer explaining my situation and appealing their decision. The fine should of been taken from my JSA. Is there any other action I should take to make sure the bailiffs do not make money for nothing as the fine was nearly paid. I had paid another £10 two days before I received the Distress Warrant on 31st October 2013. How do I legally appeal this ridiculous decision ?? Please advise.
  8. hi i have just received a letter in the post from collectica demanding i pay £354.10 by 14 days. It was for a unpaid train fine. I believe they are referring to an incident that happened one year ago where i was travelling into london without a ticket as i was running late and boarded the train without one. I didnt think this would be a problem because the station i was travelling is a main one with guys at the gates with ticket machines. Plus i had over £60 cash on me, so i could pay for the ticket there. A ticket inspector told me i couldnt do this and asked for my details so he could send me the £20 fine. I refused to pay the fine because i obviously wasn't trying to skip the train, having plenty of money on me and exiting a main station. But i gave him my address details and he said i could be sent to court. This was one year ago. Today i was sent this letter. I have not received any letters up until now. I do not have the money to pay for this. What are my options?
  9. I've received a letter saying that BG has obtained a warrant of entry. I received no prior notification of this. I have an outstanding complaint against BG with the ombudsman. How can I get this warrant stopped?
  10. Hello.I hope I may get some words of wisdom here! I am not working and my wife has been on long term sick for three years on around half pay. My mortgage lender got a possession order just over two years ago but have only now enforced it and we are to be evicted on 13/12/12. Our payments have been somewhat erratic (the money goes into my wife's account and she is supposed to pay bills but she has severe depression and doesn't keep up to things). Our arrears are £15000, the house is worth about £180000 with £152000 owing. I spoke to the CAB advisor on Friday and she said about the N244 form but before doing that, speak to the lender which I intend to do on Monday. My monthly payment (interest only) is £330. Do you think offering to pay this + say £170 towards the arrears is a reasonable offer? (I can only do this because my son has offered to pay it). If they don't accept that do you think a judge would think it reasonable? I think the only way forward is to sell up.Would it be reasonable to ask the judge for a few months "selling time". My other fear is that as my wife is still employed by a bank she could well lose her job,and income, because of this. Any input greatly appreciated. It's been good just to share my troubles!
  11. Please help have so many questions Received a warrant for repossession which is on the November 4th telling me I need to vacate by then. My arrears are 4200 with santander eversheds. My husband has been out of work, so we have struggled we came to an afreement of 1200 of the arrears plus our normal mortgage amount each month, which we managed twice. We can't afford that as we were both put of work, now both employed we called trod at and offered to pay half by November 11th they understandably said no. They want 2225 by October 24 I know I can put a n244 form in, what I don't know is would this sort it before the evoction date, how much is it, and where do I do it? Obviously so worried. My daughter who is pregnant is currently living with me and I feel beyond useless. I don't want to go for an n244 if its not going to be decided on time
  12. Yesterday I was sent a copy of a thread that appeared on another forum (one that "claims" that bailiffs cannot charge fees of £300 for enforcing a Distress Warrant). Sadly, yet another debtor had taken the dreadful "advice" on that site and promptly paid the amount of the fine only to the court and refused to pay the fees to the bailiff company. As predicted, the bailiff returned to his home yesterday at 6am with a LOCKSMITH. Police were called and they took the side of the bailiff company. The debtor tried to convince the police that the "advice" that he had received from that website was correct (which it is not). Most importantly, contrary to the constant claims on that site that bailiffs have NEVER forced entry, in this case the debtor confirmed on the website that locksmiths did in fact start drilling the lock on the front door ( which is actually quite common). Not surprisingly, the entire incident was most distressing for all concerned and the bottom line is that the debtor ending up paying the bailiff fees of £300. However....there is more........ The dreadful wrong advice EXPOSED the debtor to having to also pay the "locksmith fees" of £190 !!!! The debtor confirmed on the forum that he had been fined £300 for speeding and had been convicted in his absence and sadly, he confirmed that he had received a letter from the court to advise him of the fine but that he "stupidly put it to one side and didn't pay". What is more is that he also confirms that he is "pretty sure that they sent other letter but they were neither responded to or read" I posted about this yesterday on another thread here on the forum and as predicted, this afternoon the other forum site owners removed the entire thread from their site and hid it in a "members area" . This is a very common feature and is clearly to ensure that the public do not get to read of cases where bailiff companies enforcing Magistrates Court fines use the services of a locksmith if the debtor foolishly pays the fine to the court online and refuses to pay the bailiff fees.
  13. Hi I took small claims action against someone and because they did not respond at all within the required time, they received a CCJ by default. Before I had chance to request a warrant online via the MCOL system however, they submitted an application to have the CCJ set aside. The hearing for this was last week but they did not turn up to the defend their application and it was dismissed. Please could you now tell me how I now go about getting my money? The facility (button) for requesting a warrant online via the MCOL system has now disappeared and I'm not sure what to do next. Many thanks for your help.
  14. Advice needed please, My disabled aunt is a tenant and has a genuine dispute with gas and electric supplier over previous tenants bill being added to hers (she's only been there 6 months). Despite this and without any warning a bailiff turned up with a warrant to force entry and fit prepayment meters while my aunt was out. This they did but during the process not only has the house been searched, and internal door (unlocked) damaged, things moved, drawers opened and letters removed from envelopes, her dog was 'subdued' by a dog handler? and is now seriously ill at the vets possible overdose of what ever was administered. No warrant was left and the key does not work properly. Her neighbour who was present asked to see the warrant and the bailiff refused to let her see it because she was on the phone to my aunt and claimed he had not forced entry but had used a key. I would like to know exactly what a warrant allows 1 is it a case that they can enter and fit meters and no more ie exactly what is written in the warrant. or 2 does it mean that they can force entry, fit meters and have a good look round remove items search drawers while a small dog is restrained and doped to the point that it is unconcious. Do bailiffs now carry 'master keys' with them to gain entry and do they have top leave a copy of the warrant. Any advice would be appreciated
  15. http://www.consumeractiongroup.co.uk/forum/showthread.php?398052-Bailiff-Warrant-to-force-entry-amp-fit-prepayent-meters-searched-house-and-injured-animal&p=4302934#post4302934
  16. Hi guys. Here's my story in a nutshell. 6 months ago I sold my car. I filled in the necessary documents and thought all was ok. A few months later I started receiving fines (9 of them in total so far totalling £1000+) for parking and bus lane contraventions in Leeds & Bradford. I live 70 miles away. I contacted the buyer, he said it has been sold on twice since then. I contacted the DVLA, they said I was the current owner on the system and the only way to change this was to send them a letter stating who I sold it to. I did this and received a letter back saying that it was not enough evidence and the buyer would have to write them a letter saying he had bought it from me. Now, even the most honest of people would not drop what they're doing to go and write a letter to say they are the owner of a vehicle so that they themselves can start to receive the fines. A few days later I again contacted the DVLA and they said that the details had been changed on the system but would not confirm who was the registered owner. I presume that they had manually edited the name and address to the details of the buyer that I supplied but this was obviously not confirmed by the buyer so the information was not 'official'. The lady said that everything would be fine and Leeds & Bradford city councils would automatically be notified and the fines would be re-sent to the new registered owner. I have just returned from a 3 week holiday to 9 letters saying that I have to pay the fines or "you're possessions may be removed and sold to pay the charges". I called the number on the letters and they said I should have kept a receipt of sale and it was my fault. As I sold it to a friend for £250 just to get it off my hands I, at the time, did not think anything like this would happen and if I did get a receipt then I don't know where it is now. I am living with my parents so this is obviously causing distress for them too. I have recently set up my own business but most of my time seems to be spent trying to sort this mess out. I have done nothing wrong, it seems as though the DVLA have a backlog of V5's to update and not enough data inputters. I can't believe that 6 months down the line I have 9 letters threatening me with bailiff action and nobody can seem to help any help from you guys would be greatly appreciated. Many thanks Sam
  17. Hi all, We are being chased for a debt of around £6k, originally from a Virgin Money/MBNA credit card. Last payments/acknowledgement of debt were around July 2011. Aplins successfully put a charge on our property for the amount owing earlier this year, and they then sent a nice (for them) letter saying they wouldn't be enforcing a sale, and things went quiet for a while. However they've now sent a letter saying: " We are about to issue a Warrant of Execution against you. This will incur additional fees and costs which will be added to the amount you already owe. Unless you pay the amount of the Warrant the Court Bailiff will call at your address with a view to taking an inventory and levying on goods belonging to you." They then tell me to contact dlc to make payment or come to an arrangement. As they're pretty much guaranteed the money on sale of the house, I think this a strong course of action, and I am tempted to believe this is an idle threat, unless anyone tells me otherwise. Surely I could just point to the charging order and say I can't afford to make a payment? When the court documents came through re: the charging order I didn't contest or respond to them as I'd assumed (perhaps wrongly, it appears from reading these forums) that Aplins etc would have all their paperwork, CCA's etc in order before they took it to court. Also, I have not CCAd DLC as yet - is it too late to do this now the charging order is already in place? Any advice gratefully received as to the next course of action, we were going to write to them and offer to start making token payments, but a good afternoon on these forums has given me more stomach for a fight, and I'm now tempted to wait and see what they do next. Thanks in advance
  18. Hi, new here but wish Id found this goldmine of knowledge before! I have received this in the post today, I have to pay 197.66 by tomorrow or they will remove goods. The debt is from capital one to cut a long story short I lost my job, made the mistake of getting a debt company to start helping me sent letters and said that the debt would be reduced as it was not properly executed then they disappeared and I didnt follow it up. Stupid I know. I have been reading forums and it seems that I should have received some sort of court order previously but looking at my post all I have received is a few threats but nothing else. I think that I can apply for a set aside but dont really know how. The debt was about £800 but has now doubled and I wont have the 200 before the end of the year. Im working shifts so wil probably we woken up in the day but is there anything I can do?
  19. Hello, hopefully someone can help me. Many months ago, my wife was stopped at the train station by an inspector and couldn't find her ticket. She offered to pay the £20 fine then and there but was refused and told she'd get a letter in the mail to pay. Much time passed, we forgot about it, and then over the span of a few months, a couple of letters came for her, however her surname was spelled incorrectly so I assumed them to be junk mail which she gets a lot of, wrote "return to sender" and posted them back. Finally another letter like this came and she decided to open it. Inside, was a notice from the West Midlands Central Finance Unit saying she now owed £338 and if she didn't pay in full, they will do one of many things, including: Issue a warrant of distress for purpose of levying sum due; Register the account in the Register of Judgements, Orders and Fines, restricting credit options and loans and mortgages; Make an attachment of Earnings Order to deduct from her salary; Make a vehicle clamping order; And the most worrying: Refer her case to court, which may decide to issue a warrant without bail for her arrest, increase her fine by 50%, enforce the case at the County Court or High court by applying for a charging order or other court order, or SEND HER TO PRISON! My wife is not registered at my address, on any utility bills of any sort, nor is she employed as she recently graduated University. She is American, here on a visa, and we are planning on moving to the states in about a year so there is really nothing they could do on that list other than imprison her, it seems. I'm very worried, we don't have the money to pay this right now as I've recently enrolled in a debt management program to get our finances under control for us to move. What can I do about this? Can we call them and explain the situation of her not receiving the letters due to her name being spelled incorrectly? I'm happy for us to pay the original fine, but this is outrageous for us right now. Will they really try to arrest her? Please, any help possible is welcome.
  20. Hi guys Long story short: - Had a dvla fine for non payment of tax on a car i'd scrapped - Was in process of applying to have case reopened as I moved shortly after scrapping car - In the meantime bailiff turns up demanding £567.67 for £80 fine - Paid in full on the spot, not going to risk my stuff being moved Yesterday found out the case was heard (and therefore any warrant issued by HM Court) using a date of birth exactly 20 years different to mine. For arguments sake 01/01/1956 instead od 01/01/1976. My V5 and DL were/are in the correct DOB. Is this a reason to have this quashed? I'm NOT trying to avoid a legitimate fine! I have paid a fine I should never have been given and will take any technicality to get it back!
  21. I have had a difficult relationship with my now Ex, particularly financially. I am on benefits (as a carer), he recently went self employed which has only made my income situation worse because he hasn't been earning a great deal, hasn't given me receipts that I need to continue all the benefits (which I should be able to) so I am very very short of money right now. I received a Distress Warrant from Collectiva dated 3rd June related to several fines (totalling just over £1,000 that he was supposed to be paying off. He hasn't obviously, it looks like he's hardly paid anything off. The letter says that they will come round and collect the money or will be able to break in and take my furniture. The stuff in the house is all mine, I probably have receipts for a lot of it, but some of it is years old so won't have receipts for all of it. It was the last straw and I gave him his clothes and told him to leave (the warrant has only been issued because he hasn't done what he needed to to sort the situation out.., he's had months to sort this out). The problem is, I can't prove he's left the premises. The tenancy agreement is in our joint names. I will be phoning on Monday to change all the benefits to my name only (which will for a few weeks leave me with even less money coming in) but I doubt I will get notification of the benefit changes by the two weeks the Distress Warrant suggests I will have bailiffs coming round. What can I do, if anything? I have two children and lots of stuff in the house the bailiffs could take. I won't let them in, but the letter says they can force entry.
  22. Hi everyone i had a parking fine from manchester city council(my car was a touch over the white line when i parked). I am a blue badge holder in recepit of dla and esa which totals £120 pw. I contacted manchester city council who were unhelpful from the start and told me it was not there problem and to contact northampton cc. Northampton cc told me the same and passed me back to Manchester cc. Now i have 5 days left to find £93...marstons told me in no uncertain terms they will take my car,i live with my mother and have no valuable goods of my own(all have been long sold since my illness). I asked could any amount be taken out of my benefit weekly and i was told "yes,the full amount of £93 and given to our balliff). Is there any other alternative to the one solution i have left which is to borrow off a door step lender which obviously i do not want to do as we all know how that could end up. Thank you for taking the time to read my message.
  23. Good afternoon I was advised to come here from moneysaving expert as I have a query regarding a warrant for an unpaid fine. I was hoping you can advise on the following: Yesterday evening my friend found a note in his letterbox from Her Majesteys Court Service. It said You have received a visit from warrant officer xxx & xxx. Message: "Arrest warrant for unpaid fine" Call 077xxxxxxxxx In a bit of a panicked state he called the police station who said there was no warrant for his arrest and that it sounded like a civil matter with a bailiff. He is unaware of any monies owed and didn't know what it was about. He has not had requests for payment and has not been asked to attend court for anything. When he called the number he was told it was regarding a fine for not notifying the DVLA that he sold a car. The warrant officer gave the registration address of the car as the address he moved from in 2008 or 2009. I know the paperwork was sent off as I did it for him. Shortly after selling the car he moved and has been at his current address ever since. The person he spoke to said they were not a bailiff, they were a warrant officer and they would not call back to the house now that my friend had made contact. They left it that my friend would call them on Friday morning to arrange payment. They want £250 off him. I have been advised that he needs to call back and get: Date of warrant address on warrant issuing court then get a statutory declaration witnessed by a solicitor to say he has never been informed of the liability before, and was never given an opportunity to pay any fines, or to attend court. The "warrant officer" is expecting a call from him tomorrow morning. Should he ask for the above details and say he is lodging this declaration with the court and not pay the fine tomorrow? There has been no mention of timescale to pay the money, I guess because my friend immediately said he would pay the charge on Friday which is payday. Any advice or guidance would be appreciated as Citizens Advice say this is beyond their remit to help with and is getting into the realms of legal advice. He is very realistic about this and knows that as he does not have the letter from DVLA acknowledging the sale of the vehicle, he is not going to be able to avoid getting a fine. It is just all the other charges that he is looking to mitigate if at all possible. Thanks in advance for any help.
  24. Hi, I will describe my situation as fully as possible, hopefully someone will be able to help me make sense of this! Today I received a notification that a summary warrant has been granted against me with regards to council tax. Myself and a partner (we are both full-time students) moved into the rented property 5 months ago, in that time we heard nothing from the council regarding council tax until the notification of summary warrant was received. The amount due to the council is for a full year, with the addition of a penalty charge. The notification of summary warrant is not addressed to me (my name is nowhere on the letter), instead it is addressed to a company name. I'm assuming here that the previous tenant worked for them, hence the council tax charges directed to them. If there's anything more anyone needs to know to help then let me know. Thank you for your help, Jethro
  25. Hi All yesterday I get home from work and find a letter from equita stated that I have unpaid council tax. the letter says: I have today called to your property with regards to a WARRANT OF ARREST WITHOUT BAIL. which has been issued by Coventry magistrates court. please contact me on the number below to discuss the situation. should you fail to comply with the terms of this letter, we will have no alternative other than to arrest you and take you into custody without further warning. it is signed by warrant office: then there name (not my mistake, that's how it is signed office not officer ) then his mobile number. yes I know I owe council tax, but am still paying 30 pound a month for arrears, I was paying 195. then that finished but still pay the £30 for the previous years c/tax, I did however miss two months paying it but just paid it this month. the £30 is for a different address. this is the first time I have had equita here at my property it used to be newlyn until I joined your site and promptly stopped paying them and went straight to paying the council online through my bank. can they do this and if so what can I do now, I don't remember having a court summons through to attend court at any time. please help as this is stressing me out.
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