Paintball
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Everything posted by Paintball
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I have just found your thread Dotcom and am saddened and disgusted by your story as you seem to be making every effort to cooperate with these vile people! I'm in a very similar situation to you, the difference being that Acenden have started repossession proceedings and I am fighting them. What I have learned from reading similar stories about SPML/Capstone/Acenden is that the loan is designed to set the borrower up to fail, allowing the lender to ultimately repossess your home. I suspect that yours is a classic case of mis-selling, as is mine. You can expect the FOS to take quite a while to review your case, and in the meantime Acenden MAY move to litigation in which case you would come across a whole raft of new fees!! The only thing I can suggest at this point is to write to Acenden again informing them that should they move to litigation then you will immediately request a suspended possession order as the FOS are investigating a complaint made to them regarding your account. You could also review the criteria for mis-selling and make an additional complaint to the FOS if you feel that the loan was mis-sold. Add this information to your letter to Acenden, should you decide to start a complaint for mis-selling. P x x
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Paintball v Magic Loans Ltd
Paintball replied to Paintball's topic in Payment Protection Insurance (PPI)
Could a Mod please change the title of this thread to Paintball vs Magic Loans Ltd? Thanks An update on my claim: As Magic Loans went into administration on October 2008, I have passed my complaint on to the Financial Services Compensation Scheme (FSCS). It'll take a few weeks/months to sort. P x -
Paintball v BISL ***WON***
Paintball replied to Paintball's topic in Payment Protection Insurance (PPI)
I received my PPI refund on this matter. Could a Mod please change the thread title to *WON*? Thanks -
Hah, I'm an experienced battler/CAGGER with numerous successes against my bank and credit card companies over the years, so legwork and long-haul don't bother me at all. We can certainly help each other out P x
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Yes please ... I'm in the process of dealing with my mortgage company (MAS) and with Acenden (Capstone/SPML) and am seriously considering making a claim against Acenden for mis-selling of the secured loan/mortgage. I'm trying to find as much info on here to build up my claim and also see if anyone else has taken a mortgage mis-selling claim to court. Thanks P x
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Hi Andrew It's May now and I was wondering where you're up to with this shoddy company. Hope all worked out well but an update would be very helpful for me personally as I'm dealing with a similar situation. P x
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Paintball v BISL ***WON***
Paintball replied to Paintball's topic in Payment Protection Insurance (PPI)
Hello fellow CAGGERS and PPI reclaimers Yesterday, I resurrected this claim following a discussion about pre-populated tick boxes that remove our choice in deciding whether to have PPI or not, when taking out a policy online. This was for a house insurance policy worth a tiny amount. I have sent a request for payment letter giving the company 14 days to respond. I will keep you updated on progress. Painty -
Paintball v Magic Loans Ltd
Paintball replied to Paintball's topic in Payment Protection Insurance (PPI)
Hello fellow CAGGERS and PPI reclaimers An update on my PPI claim for a loan taken out with London Mortgage Co in late September 2006. I have finally resurrected this claim after speaking with the FOS this week. The loan was brokered by Magic Loans, who I corresponded with regarding the mis-selling up until December 2008. FOS say the broker is responsible for the mis-selling, therefore the complaint is directed at them. Yesterday, I sent Magic Loans a request for payment letter, they have 14 days to respond. I will keep you all posted. Painty -
Oh dear, I missed it this year ... shame!!!
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Yup! Bloomin' awful pet. See you inside ... I'm the dark haired one if you recall :p:-D
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Oh yes, Clemma, I know it well. This is the view from the back of the pub, next to the riverside. Are we meeting inside or outside?
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Haha, of course Are we still meeting in the Wetherspoon's Pub Clemma? Remind me which one that is on the Quayside ...
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:lol: Woman, you're slacking ... get that show on the road!!! :D:D Can't wait to see everyone ...
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Sounds like a plan Clemma. Wetherspoon's was it?
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So, Saturday 9 May on the Quayside it is!! Looking forward to seeing everyone, especially the newly monikered Bo Shame Bookie can't make it ... roll on September
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You know I will Yep, sounds great Clemma. We need to make sure Goldlady comes along too, and Blueskies and Car
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If we are re-scheduling, then that suits me fine as I have sooooo much to do today!!! End of the month?
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Commiserating ... moi? I'm bloomin' celebrating
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Heehe, I'm here pet Quayside beckons on 28 Feb? That's my last day in my current job so I'll definitely be up for a boozy do. And don't forget the good old Crown Posada on Side ... :D:D
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Yay, it's your Birthday today Goldlady, many happy returns and I hope you're being spoiled rotten See you soon pet
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