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saint-luco

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Everything posted by saint-luco

  1. ive just written it 100 times sorry for the hijack
  2. point taken didnt spot that:o ,
  3. The good news is that sometimes the letter before action _does_ work, particularly if you send it to the head office rather than the customer services. head office only forward it in internal mail to customer services, so my advice is customer services everytime, maybe just maybe if you had sent it to borehamwood you would have been paid before you took court action, but who knows does that make sense now??
  4. i mean send the lba to customer services not head office
  5. head office only forward it in internal mail to customer services, so my advice is customer services everytime, maybe just maybe if you had sent it to borehamwood you would have been paid before you took court action, but who knows
  6. sorry didnt mean to tred on your toes nattie:o , you must have taught me well:D
  7. dont forget to send your schedule as well;)
  8. .whatever is easiest for you i did an n1 at my local court, and with help from this site , found it quite easy to do. county court is what you want
  9. you might have to resend your original letter here butnattie will know best
  10. you should send your lba to nat west customer relations national westminister house 225 shenley rd borehamwood herts wd6 1br
  11. really need help on this one.my girlfriends dad signed a walking possession fee on the 21/01/2007. i typed a letter to them explaining they were asing for too much per month and offered to pay £50a month a copy was also sent to the council. o saturday he received a letter giving a breakdown of the costs and the legend " as we are working on a court liability orde we are unable to accept your offer of £50 a month and unless the arrangement set for you to pay in 2 halves monthly from the end of february is maintained a bailiff will be attending to remove goods from your premises to satisfy this debt. Please note that the baliff levied in your premises on 27/01/2007 and we have a walking possession signed by yourself, therefore we are able to enter your premises with a locksmith if we are refused access" can anybody give advice on this please
  12. i put money claim for return of penalty charges applied to the claimants bank account by the defendant. on your other question, i understand you are paying to change your claim, so IMHO surely you can change the amount claimed if it was wrong in the fist place. but thats my opinion and someone else will probably know different
  13. you get the money claim fee back in 6b above dont add it to your spreadsheet that is just for bank charges because you had to pay £35 to change your poc that is non returnable, you can claim your aq fee as well so yes court costs £220
  14. 6. Accordingly the Claimant claims: a) the return of the amounts debited in respect of charges in the sum of £XXXX(enter total charges) and any interest charged thereon; b) Court costs; c) Interest pursuant to S.69 County Courts Act 1984 of 8% as set out on the attached list of charges - £xxx [enter interest total at date of claim] continuing at 8% until judgement or settlement at a daily rate of £0.xx. dont think you'll go wrong with yhis
  15. i think ive got you now you cant claim back the £35 for altering your poc so it should read something like this charges £**** interest under s.69 county courts act 184 £**** court fee £120 total £*** plus interest pursuant to S.69 county courts act 1984 from the ate of issue to date of judgement/ settlement a £*** per day OR at such a rate and for such periods as the cort deems just hope that helps
  16. no just the bank charges, dont dd interest to your fees
  17. im not sure on that one, i dont think the court on human rights will do nat west coz i couldnt afford to go for a pint last month, but someone will be able to answer you pretty soon im sure
  18. no probs i was in the same dilema a week ago, but as i had filed and after advice i declined the offer and was happy to bank a cheque for the full amount, costs and interest 7 days later enjoy your dosh when you get it luco
  19. you put that far better than i could jonni, that s what i was trying to say. got it; the white horse???
  20. maidstone eh and i live in chatham but it doesnt ring a bell
  21. on of these http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html take a look
  22. yep i agree with dave on that one, the only reason to send a SAR is they have to send you everything including any instances of manual intervention, which was the crux of the matter, (no manual intervention = minimal costs not £388). but just lately a lot of people have asked in their branch and have got their statements for £5 or in some cases for free, so its up to you luco
  23. saint-luco

    Help!

    you could always see if someone in your area will buddy up, but as long as you keep posting, here i will get a message and anyone else who replies to you as well. if i dont know the answer someone else will, and you'd be surprised who's watching luco -
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