Personally I would phone them... See innocent vs barclaycard **WON** link in signature Innocent

BIG CONGRATULATIONS!!!!! ABSOLUTELY FANTASTIC NEWS..... BRILLIANT & WELL DONE!!!!! :D :D Innocent

Oh check your account balance and print off eh? b4 you enforce anything We know what they are like Innocent

Enjoy!

Fascinating and excellent!!!!! Gary, what do u think? perhaps?? And my fingers are crossed (hey, my left and right hands are together too, unlike the [problem]) Griffin, buddy, you dont need good luck to win (you and we will) but I wish you good luck and all the best for a speedy conclusion Innocent

Ooooooooo on my 400th post looking forward to the installment on ur thread Innocent (400 today)

to say...... I would hold off too Innocent

I dont know what [problem] need more? Co-orderination lessons for both hands..... or Large head ache pills after you inflict more pain Lol Innocent

IMHO looking good..... ......now for the long wait..... and perhaps aq?? Innocent

Lol :d :d

Hi Griffin I suspect your going for a long 'stay' somewhere Well, at least after all this we can afford to stay somewhere very very nice glug glug Innocent

Hi Griffin As others have highlighted in my post; it may benefit you if they request a stay....... .....just an even longer wait eh? Innocent

Post your mcol POC here first; for others to browse... You can save it on mcol, and just paste it too here.... Between us we will advise if we believe its too vague etc Innocent

I totally agree with Dave Don't worry and be rest assured; you will get your money.... eventually Keep us all informed Innocent

Have you seen this thread?? Calling all Lloyds TSB customers re:t&c's Rgds Innocent:)

Rejecting offers letters which may help you? There are template letters here for rejecting offers once court action has commenced... My understanding is they deposited the money before your commenced proceedings but did not tell you they were doing so and you claimed for the original amount: just use the correct letter to send to them, and inform the court that they have made a partial payment too... Hope this helps Innocent

Hi Surf, N1s are normally cash or cheque I am afraid....why don't you call your local court and they will send you out a pack, including N1 forms and payment arrangements ;-) N1 forms are generally regarded as better but mcol claims normally suffice too....... depends on your type of claim; and making sure you get all of the information on the limited space of the mcol I would always suggest posting your proposed N1 or mcol form POC here for others to check first anyway Hope this helps Innocent

Congratulations so far eh....... Here's hoping....... Innocent

Not that you need it....... but Good Luck!!! (its a long wait; but worth it......) Innocent

Interesting..............

Hi IMHO Once you have any sort of court or hearing date its always worth giving them a call....... they may or may not settle there and then...? But they will settle before the court/ hearing date for sure Innocent

GuidoT Thanks for your quick reply and for your continuing confidence in me (Sometimes I think I just need to re-confirm my own thoughts with others such as yourself) I had forgotten to ask if they have requested a stay but I agree, in balance, because of the CI element this is (arguably) the best way to go to ensure the draft order is ordered. Thanks for your very complete advice as always, and be rest assured I am following your case closely with very great interest and eagerness Innocent

Hi all An update.... Just phoned the courts because I have heard little Apparently the DJ last time gave [problem] until the 7th June to file a AQ, a second chance.... "ooo" she said "hang on"...... :-| "they have filed an AQ today" The case will now return to the judge, for "allocation". Any thoughts? Anything I should be doing or writing now to encourage the DJ to use the draft order (based now even more on Lloyds bad behaviour)?? Your thoughts please?? Innocent :-|

Gooders! Wow! I have got the overall impression from your thread that it has been thoroughly researched, and very well planned..... There are issues with contractual (sometimes) so glad to see your claim Congratulations on your PPI claim (have not started looking here yet.... perhaps I should plan as well as you eh?) Your POC looks great; just double check figures and enclose the relevant appendixes and well...... "Good Luck" and I look forward to further news Innocent

Thankyou very much Gooders I think its fair to see that we are all a very effective team here and indeed my POC (in turn) was based on others I researched too I will pop into your thread Innocent