bobtheb
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Everything posted by bobtheb
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Halifax have filed a defence disputing the interest calculations:mad: and returned £834.72 to my account without telling me:) Back on the phone to Rachael Hinchliffe i think:rolleyes: Shes away until 9/11 !!!
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sent MCOL 6/10 561.66 . 295 charges +266.66 interest +105.14 8% +80.00 court fee = 746.80 Now had a letter saying because payments go FIRST to fees charges etc they cant agree with my interest calculations. Has anyone else encountered this argument?Ive not come across it in 10 other claims:confused:
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offer now £940:rolleyes: I said try again please
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Just received another offer £834,apparently they disagree with my interest calculations:mad:but still dont want to pay interest they have unlawfully taken from me,plus 8% statutary.Have phoned Rachel Hinchliffe and told her I want both(it isnt as if I've asked for contractual interest)total£1120,she said she will phone back after taking advice from her superior:confused:
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Aardvark vs Halifax ***SETTLED IN FULL***
bobtheb replied to aardvark the lecturer's topic in Halifax and IF successes
Amazing got a letter this morning:)upped their offer to £834:)apparently disagree with my interest calculations:mad:'we will file a defence to this element' I have just phoned Rachael Hinchliffe to see what the problem is and to reiterate I want £1120. She said she will phone back -
Aardvark vs Halifax ***SETTLED IN FULL***
bobtheb replied to aardvark the lecturer's topic in Halifax and IF successes
Hi Aardvark Ive been a couple of days away from you all through:( MCOL issued 2/10 deemed served 7/10, but like you aknowledged 4/10 but thats where we differ, I havnt heard anything since:mad: I know now they have until 4/11, it's so unfair:mad: but CONGRATULATIONS to you!! -
bobtheb v Barclays **WON**
bobtheb replied to bobtheb's topic in Barclays, BCard and Woolwich successes
Now had a reply to my rejection of offer letter:o ''if you do not wish to accept this offer and you now intend to start legal proceedings it would appear we are unable to reach an amicable resolution '' Basically ,see you in court:eek: -
Hi MSA i'm just behind you, I handed in my NI at my local court tuesday:( Today I got a reply to my rejection of offer leter !!Basically they said see you in court!!
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bobtheb v Barclaycard ***WON***
bobtheb replied to bobtheb's topic in Barclays, BCard and Woolwich successes
I have also sent a complaint to the information commissioner and issued a court claim (N1) against barclaycard re their refusal to send charges information:o -
LBA sent 27/9 £4678.61 4/10 offer of £1000 rejected 17/10 taking N1 to court asked for £2266.07 contractual interest or £725.14 statutary interest:)
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bobtheb v Barclaycard ***WON***
bobtheb replied to bobtheb's topic in Barclays, BCard and Woolwich successes
N1 been sent today -
PAID:D:D:D:D£2109.04 it kept going UP:D Survey filled in ,:)donation made
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Still waiting for the money:( Telephoned and was told they had worked out the interest again:( Its gone up now £904!! Should be paid in two days:)
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Dont forget to add on the extra £36 !!
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You must follow the proper steps just in case you get to court,ask for your money back,14 days later LBA ,14 days later MCOL:) see this link THE GUIDE TO CLAIMING BACK YOUR CHARGES (complete with links) in the FAQ section
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No Dutch ,no offer before cheque turned up:rolleyes:
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Sent LBA 21/9 for £429.69. Heard nothing sent MCOL 6/10. Received a letter dated 9/10 saying will be looked into within ten days !! 12/10 cheque received £429.69:) Asked for extra £71.80 interest and £80 court costs re. MCOL. Does one hand know what the other is doing:rolleyes:
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claim settled with mention of a confidentiality
bobtheb replied to DRIVERS's topic in HSBC, FD and HFC successes
My letter from DG Solicitors also had a confidentiality clause,which i crossed out.I had a reply today 'the agreed sum will be credited in the next day or so' !!.No mention of the clause.However they don't have much confidence in the bank,it continues' If the credit does not appear within the next week please telephone the writer'!! -
Good luck,I've heard nothing more my MCOL goes in saturday as well:) I may have a go at a N1 ,I want to get everything right and theres not much room on the MCOL form for particulars of claim
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Martin the reason they are not talking about it in the pub is : They are talking about Hull beating Saints on Saturday:o Oops wrong forum:)
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Accept the offer ONLY if you tell them you are carrying on for the rest There is a template letter for this purpose
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Pay the £3 per statement if you can afford it,claim it back as costs
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bobtheb v Barclaycard ***WON***
bobtheb replied to bobtheb's topic in Barclays, BCard and Woolwich successes
Vampiress thanks:) You're up late again! The wine must be good:D -
bobtheb v Barclaycard ***WON***
bobtheb replied to bobtheb's topic in Barclays, BCard and Woolwich successes
????????????????????? -
bobtheb v Barclaycard ***WON***
bobtheb replied to bobtheb's topic in Barclays, BCard and Woolwich successes
Should I send them a new LBA for the changed amount or is the MCOL soon enough notice ?
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