I just want to say a big THANK YOU to Dave and all the people on this site who have given me their support through this.
There was a time when I really considered backing down (which I suspect is what they wanted me to do), as the letters from the solicitors looked rather intimidating - ie telling me the court would find in their favour...
I have today, just opened a letter from their solicitors advising that they are going to settle the claim in full, although they would like me to agree to confidentiality (oops!).
Just one more question - durring this 'battle' they (lloyds TSB) removed my overdraft facility, without informing me, since then I have been charged the unauthorised borrowing fee month in, month out - should I now pursue them to have this returned to me also?
For info - yes I will be donating to this site to keep it going!
Also I started this claim 20th Feb, Moneyclaim filed 9th May, informed of intent to defend 2nd June, and now settled!!!!