In fairness, if such companies are using the court system, its the judges job to make sure that such companies comply with the law.

Having said that, Lloyds drag their feet and an average Lloyds claim takes six months to complete. If you are only now recieving your statements I would suggest that their appearance on Radio 4 brought them a lot of customers and they were unable to cope with the demand, it sounds like they didn't make your DPA request until February/March. If you are unhappy with their service write to them asking to cancel your claim, if they cause a fuss report them to the Ministry of Justice.

I just did a quick search on the claims regulation website and it would appear that they are not registered, this is a criminal offense. Call the Claims Regulation people on 0845 450 6858 and report them or send an email to info@claimsregulation.gov.uk

They seem to be routinely sending out conflicting letters. They have agreed to settle, so accept but cross out any of the conditions you don't agree with such as confidentiality.

Not with dealing with end users but if we have 500 cases for them that makes it worth their while.

You can get round it by simply passing it all to a solicitor to deal with.

Nothing as yet.

Err no, you were talking about champerty & maintenance, which we're not being accused of. Anyway, there is a simple way around the problem. Just thought that it would be of interest to people. Its also worth noting, looking at all the correspondence we have had from the court, it has always been judge Cooke that has dealt with our claims. Seems odd for him to make this order now don't you think?

You know what I knew I'd get this reaction. Not sure why I even bothered posting.

No, solicitors aren't really interested, people will simply not claim. I also take offense at being called a chancer and a cowboy. Please refrain from personal insults, I believe the forum rules state quite clearly that this is not allowed. I rely on my legal counsel to advise me, this issue was never flagged to me. Now that it has, I'm awaiting advice on a solution.

You can revel in it all you like Mindzai, however the end result will be less people claiming. Not much to celebrate really is it?

You can prepare it on behalf of another person, as long as it is not for profit or gain. Of course the solution is just to pass all the paperwork to a solicitor and get them to sign it.

Of course, if one was being cynical one could suggest that.

I run a regulated Claims Management company and this morning received a General Form of Judgement from Judge Cooke basically suggesting we were committing a criminal offence under section 20, 21, and 22 of the Solicitors Act 1974. We are of course seeking legal advice on this issue.

Knowing Birmingham court as i do, and if I was being cynical, I would say this had more to do with do with reducing Birmingham's workload than anything else.

Seem to have been around since 2005 and are an authorised claims management company so you should be ok.

To be honest, as soon as we get the rejection letter we launch court action. We're not going to march to the beat of their drum.

How are you claiming statutory and contractual? You have to claim one or the other?

I'd be wary of this as I was under the impression that Lloyds had their own legal firm called SC&M. I've not heard of them using email to communicate before.

Well I've heard it from 2 different people at Halifax now that this is their policy. Damn annoying that they have been one of the most reasonable and have now decided to be as bloody minded as the others.

Launch an estimated claim for £5000. Let them explain to a judge why they haven't complied with your S.A.R

Just had clarification from Halifax this morning, their policy has now changed and are rejecting all claims. This is obviously going to cause further strain on the court system which is already struggling to cope.

I will PM you the complaint later on today. In court with 2 clients today against Lloyds, the other 5 have all settled. We will have a solicitor present and will be requesting costs, if the judge agrees we will have a solicitor attending on each occasion for no other reason than if Lloyds want to be awkward then so will we. The contempt in which SC&M hold the court system can't remain unpunished.

I made a CCA request to RBS for my credit card agreement and was sent one almost identical to the one in this thread http://www.consumeractiongroup.co.uk/forum/general-debt/74733-credit-agreement-application.html the main difference is that their signature isn't dated meaning they could have signed it at any point. Does this mean it is unenforceable?

I run a claims management company and have had 100's of settlements so far. No skin off my nose really, more money for our customers and us at the end of the day.