Yes i've actually moved address now. but i believe i am registered to vote and pay for council tax. i filled one of those council tax letters in where they asked whos living in your home. But this has always been in red even when i lived at my parents

On Equifax in green it says i have been on the electoral roll for 13 years and it is green, but then next to it in red it says currently registered on the electoral roll no. What does that mean?

If that's the case what would that mean for me?

what is a router account?

i'm just wondering if you can offer me advice. so the account defaulted in early 2016 but since the middle of july 2017 there has been no account activity(most places i have had a default previously mark this every month) as in they dont mark my account with anything anymore just wondering what you think it actually means from there end?

Had a true blue loan in 2015. Never appeared on my credit file in all that time. Still doesn’t show but I had a pap form through from moriarty lAw. Sent the CAB pap form back asking them to show me that it’s mine etc. They said they’d get back to me. Original loan was for 300 they’re asking for 600. I’m just curious as to why they would have never marked my credit file with it. I did send an irresponsible lending complaint to an email address of them but never had one back to acknowledge it. We’re rhey a bit of a dodgy company

sorry mate but i dont think it is. i'm looking to find out who natwest sell their debts on to. i don't know which debt collector they have sold mine on to

Well yeh that’s what I’m asking. I’m 90 percent sure I haven’t had any dcas Chase me for this for a couple of years if at all. Just wondering out of curiosity who it might be sat with

ombudsman said there was no wrong doing in this, just thought id update. i dont think ive ever had anyone chase me for this debt since it was defaulted. natwest dont update the account anymore on my credit file but the default is obviously there. just curious who do they normally sell these debts to. just wondering if ill ever be chased for it.

still haven't heard anything back regarding this. do you think its unlikely they have the cca?

Yep but all CRAs are different arent they. i know for a fact that there is stuff on experian that isnt on callcredit or equifax

it's the only one of the free i can only see monthly atm

And if they dont?

just on a side note i checked my emails and robinson way were hounding me for ages before hoist took over about reduced settlement amounts, could that mean they dont have the relevant info to make it enforceable

So they replied a couple of days after your last message saying they would get the documents i required and send them to me. But that was over three weeks ago. Do we think they haven't got them. Is there a timeframe they have to adhere to?

how do you get it from them, all i can see is a credit score for free and the rest they are trying to charge you 15 quid for. i've already used free trial

Do experian have to let you see your credit report for free now due to GDPR?

Fidelity works trading as True Blue Loans is what it says.

Hello does anyone know if true blue loans are still in existence. Had a loan with them back in 2015. Only part paid it back and now had a PDP from moriarty law. So was thinking about getting an irresponsible lending complaint into them but can’t see any contact details. They always seemed a bit shady back then

any reason why they might have done this? like i dont understand why it would disappear for a couple of months then come back

Hello, i have had a loan with cash on go ltd peachy loans in August 2012, i didnt pay it back and they defaulted it on 07/11/2012 , this was showing on my credit file up until about a month ago when it just suddenly stopped showing on there. It has now reappeared in November but they have set the default date to one in 2016, when i have proof it was defaulted on 07/11/2012. Why would they do that? I have emailed the CRAs to tell them is there anything else i should be doing? Should i contact Peachy direct. I'm not 100 percent sure if it is it stat barred as i may have paid something in a payment plan but i am trying to find out yeh just to confirm its not stat barred- as i made payments in july 14

Yeh I did recorded delivery

What if they just say they never received what I sent back and go ahead with the court claim anyway?

So it’s been 2 weeks since I sent this back and I haven’t heard anything. Should I chase up?

Thanks