I worked at Royal Mail for a few years and got arrested for refusing to hand over a parcel, which was not delivered, to the police. They arrested me for interfering with evidence. Royal Mail sent a barrister who ripped them apart at the police station. Apparently they don't have the right to intercept the post without a court order and I was right to refuse. Was a strange experience

an update on what's happened. Bailiff attended when I was in. Checked their ID as they started reading that they were on instructions from with a writ etc. Told her I was not interested in talking and shut the door. She knocked for a good 30 minutes and even damaged my door. Left her letter and drive off. A few days later I got a letter (by email) claiming all the enforcement options they could use. I replied back telling them they can send a representative all they like I will refuse to engage with them. They sent a letter back saying the matter had been referred back to the solicitors and they have closed my case as I would not allow entry. My issue now is are Harrisons still allowed to enforce the debt? Would another notice of enforcement need to be sent? I have saved the funds needed to go bankrupt but am hoping they petition for it so in no rush. Just want to know where things stand whilst I wait for the solicitors reply.

Thanks again guys. I had someone knocking today just ignored it at turned the TV up. Didn't leave anything but my neighbour asked who. They said the court and they asked if it was indeed my address. Since then the solicitors who are acting on behalf of the credit union have replied to an email I sent a few months back asking for a payment plan of £1 a week until my situation improves. They declined my offer and said they are enforcing and if I do not cooperate with the enforcement team they will petition for bankruptcy. Starting to sound like I'm going save £680 by keeping the door shut! The loan predates the change Andy and would fall into the exceptions. Thanks anyways.

Thanks for the information everyone. I think my best option is to just ignore them, keep the door locked and wait out to submit my banktuptcy. I have read that once this is done they cannot continue to enforce. Is this from application or on making of the order? The TV etc all belong typical my wife. Apart from that it's kids toys and basics. Is a delivery invoice in my wife's name enough for her to prove ownership? Just planning ahead should they gain entry for any reason.

Stuck my head in the sand to be honest. I have just been looking and credit union loans may not come under consumer credit act which is worrying. Thanks

Under enforcement details on the Notice of enforcement it states: High Court Writ of Control based upon judgement obtained against you by [CREDITOR] on 03 June 2016 in the Royal Courts of Justice transferred to the High Court for enforcement under claim number [Claim #] Happy to be corrected if i'm wrong

Hello, So long story short earlier this year I found myself unemployed and survived off credit. I owe £26k to various companies. I was advised a few months ago to declare bankrupt and am in the process of raising the funds (should have all paid by 13th Jan). I had a CCJ awarded against me for ~6000 by a credit union. This was a loan. Monday I received a Notice of Enforcement from Harrison (Marston) stating that a High Court Writ of Control had been gained and I needed to pay by 23rd Dec. I have been reading and would appreciate some advice. I own nothing of value, I sold most of it to feed the kids earlier this year. My first question is can this be enforced by a HCEO? I have read that they don't deal with debts regulated by the Consumer Credit Regulations 1974. Second question is if they can enforce it what would be the best way to stall them until bankruptcy? I was told that if I paid any debts off now then the court would reverse them as I cannot be preferential to paying a particular debt. To complicate things further my wife is currently in hospital so I am looking after 3 young kids whilst trying to sort this. I understand that bankruptcy is where I need to be but don't think I could deal with the stress of having bailiffs at the door! Any help appreciated. Thanks