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vix2000

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Everything posted by vix2000

  1. Thank you very much, I will get a letter off as soon as possible.
  2. Sorry for the delayed reply. Thank you for all the advice and help. Is it OK to put the tomlin order minus details on here with it being confidential?
  3. i have a long standing tomlin order for an old MBNA debt. I have recently been diagnosed with cancer and will not be able to work, therefore unable to pay the monthly payment. This is worrying me and I wondered if anyone can advise me if there's anything I can do about the agreement? Thank you.
  4. Well done Robert and Bankfodder. Excellent interviews. The lady banker didn't sound very convincing to me. Made a few ambiguous statements. The threat of account closures was very clear though, wasn't it?
  5. Thanks. Have pm'd him quite a few times since the telephone call last wednesday but I know he gets loads and I never quite know if he's missed them or is very busy, and I really don't want to hassle him, but he has told me we must not do anythink without checking in with him first, which is why last time I tried to contact him urgently I made the new post 'FAO Bankfodder' which did the trick but got me in trouble with you, so I now have to try other methods to contact him and pm'ing and emailing are my only option, but dont seem to have worked. I know that as the days go by if it has been missed the further down the pile it goes and the less chance there is of it been seen. I really dont know what sort of time I should get a reply in, so I usually wait 2 or 3 days before sending another message. We have recieved another letter from court today and don't know if we need to reply.
  6. sent letter dictated by BF to solicitors asking them to clarify that they had made a mistake in assuming they had a judgement and that they would accept the £100 admitted and to send the 9 missing statements, also sent BFs letter to court withdrawing said admission. Had telephone call last weds asking what the letter was for. Said we needed the missing statements before a decision to accept the offer was made. They said they coudn't supply the statements, which was why they accepted the admitted £100. This was never mentioned before. We stressed that they had a duty to supply the last 6 years transaction details but he said they had written to court with their offer and our next contact would be from court, so it appears they won't be putting their mistake in writing. As we don't know when they wrote to court I don't know if this will affect our withdrawal of addmission. Need advice what to do next, please? Thanx.
  7. does that mean you won?
  8. Hi Bankfodder. Just a quick reminder if you happen to read this that I sent you a pm on wednesday about the ge capital/howard cohen case against my daughter. You asked us not to do anything without checking in first. (Can't do a new post to attract your attention as I get nasty messages from mod and to be honest I can't cope with the upset.)
  9. Hi Bankfodder. Strange telephone call from solicitors yesterday. Have pm'd you details.
  10. Hi Mickey, hope you don't mind me asking but how long after making the court claim did they defend, as on other threads it was the day before their time was up, and how long from then did you recieve the dosh? Thanks and congrats.
  11. yes, the templates are fine to use. Good Luck.
  12. No, not at all, just that the OFT recommendations in the letter refer to credit card charges (see oft report below) and the oft are only suggesting that the banks follow them at present. Don't worry, and as Don Quixote says, get sending your letters. We'll all be here if you have any problems.
  13. see my thread vix v halifax - settled in full
  14. this is the oft press report. Tried posting link but wouldn't work.
  15. Is it a credit card account you are claiming from?
  16. No probs. Hope you get your soon. Good Luck.
  17. Don't know about that. Have got my charges back today and they were paid into the current account that I claimed them from. I would think the quickest way to close an account is to go into the branch. I have done this before and they close it straight away. Hope this helps.
  18. Thanks Bankfodder. Letters all ready to post tomorrow. Will keep you informed.
  19. As far as I know you can claim if you have cashed in the policies. I did try to sell mine first, and a company advertised them within the financial community, but there was no interest. To be honest, if they're worthless to us they're not going to be much good to anyone else either.
  20. Thanks all. So you think its related too? Thought I was being paranoid.
  21. Sorry, just noticed another cash deposit of £85.37. Thats the interest and charges, so all paid up!!!!! Brilliant. On another subject, I know, but went in last week to request my od be raised from £100 to £250 for a few weeks as had a lot of dd's going out. Bearing in mind they're usually throwing loans, cc's etc at me as, according to them, I'm a 'good customer' ( I have mortage, car loan, insurance, savings accts with them, all always paid on time, salary goes through acct etc) and they refused!!! Could it have anything to do with this claim, do you think? Donation on its way!!!
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