Have you had emails comfirming your payment plan?

Interesting, I only going to offer them amount owed plus interest and stick to it, they really are a pain.

see i offered them a 6 month payment plan but they said i can't have it because i don't come under there criteria of Severe Disability or illness (not excluding close family members) Terminal illness or Mental illness (not excluding close family members) Deceased (not excluding close family members) redundancy or Reduced hours (contractual hours reduced by company)

Did you come in under any of this criteria Severe Disability or illness (not excluding close family members) Terminal illness or Mental illness (not excluding close family members) Deceased (not excluding close family members) redundancy or Reduced hours (contractual hours reduced by company)

I recieved email though saying that they only offer repayment plans in cases of Severe Disability or illness (not excluding close family members) Terminal illness or Mental illness (not excluding close family members) Deceased (not excluding close family members) Redundancy or Reduced hours (contractual hours reduced by company)

Did payday express just allow you to set up payment plan with them?

Can i ask how did you get Payday Express to accept a payment plan with you?

I would appreciate any advice on what i should do next.

i have just recieved this email from payday express Thank you for your recent email and your request for a repayment plan. Our accepted criteria for a repayment plan is as follows: Severe Disability or illness (not excluding close family members) Terminal illness or Mental illness (not excluding close family members) Deceased (not excluding close family members) Redundancy or Reduced hours (contractual hours reduced by company) If your financial circumstances have changed due to one of the above, we would be able to consider a repayment plan. We will require you to send in bank statements covering the last 2 months to show that you are now in receipt of either financial support or a reduced wage. If you are now unemployed we will also need to see proof of unemployment or redundancy. Alternatively if your circumstances have changed due to personal illness we will require evidence in the form of a doctor’s note or hospital letter, as well as the bank statements. Please be advised that if you do not fit the above criteria or you are unable to provide documentation, a repayment plan cannot be considered. Should you wish to discuss these options or your account please call our office on 0208 461 6705 and one of our advisers will be able to assist you. Please do not hesitate to contact us should you require any further information. Regards, Payday Express Now none of there criteria is relevant to me to i don't know what to do next.

i know i will. Is that as a rule what courts order though original loan plus one month interest

Do they ever win in court? Do you just end up paying back amount plus 1 month anyway? i know i'm questioning alot but i just wanna make sure i know everything i need too and it is hard not to worry

Do these companies take people to court often? When you pay them the amount owed plus 1 months interest how do they normally react?

Sorry to keep going on but has anyone set up a repayment plan with these by email they are getting on my nerves big time.

Do they always pass it to fredricksons?

I just want to know how hard companies are to deal with and i reall don't want them telling people about my debts like what has happened to others.

My worry is though i need to repayment them £410 including the 1 months interest so thats gonna take me about 8 months and i don't want the harrassment, and then when i have paid them harrasing me for more.

Have you dealt with tower capital?

or does anyone know what they are like to set up repayment plan? easy or difficult

How much do they want you to repay?

I am going to email them later about repayment plan has anyone ever attempted one with them?

When they phone you does it come up as unknown normally?

I really not sure how i should handle them when i default and need to offer repayment plan

Has anyone been able to set up a repayment plan with these just by email.

Did they actually set up the repayment plan threw emails?

Do they still contact you?