steve1963
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Everything posted by steve1963
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Nothing arrived today so what do I do next?
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Ok good. I guess the 7 days expires on Wednesday coming and I am not expecting much to turn up so I guess this then starts playing out in set moves, what's my next play?
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Done a screen shot will that do? Or would I be better off printing it?
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Sent the request today fully trackable to the head office address.
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Sorry to clarify. Sharp Young and Pearce LLP, PO BOX 7347, Nottingham, NG1 5ZZ is the address that is on the claim form.
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Yes po box is what's on the claim form, I found their website too but didn't want to send it to the wrong address.
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Right spent a few hours up in the loft this weekend searching through paperwork (twas a tad warm up there) I still don't have conclusive proof of when the last payment was made though. I did find the stuff Cap1 sent when I did the CCA request back in early 2008 (don't think it was the first request), they sent back a Form 4405 application certificate and generic copies of default notices with no dates, names or account numbers on. I seem to recall they also sent a copy of their current T&Cs. They didn't ever send a copy of the CCA. I have done the Acknowledgement of Service on line and have drafted a copy of the 31.14 Request citizenB kindly provided and will send it tomorrow my only concern is that the address I have is a PO Box, I want to get it registered and signed for so I'm not sure what to do. Does anyone have an alternative address for Sharp Young and Pearce LLC in Nottingham?
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Ok will do. I'm going to dig through some old boxes see what paperwork I can find. If I come up with anything I will update.
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Called Cap1 and the account number isn't recognised so the fella tried to find the account using our home tel number still nothing, then he tried using the postcode, still nothing so I guess we are no further on. He gave me an address to write to
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Thanks, I'll make the call tomorrow. See what they say.
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Yeah I guess just hate the feeling it give me in the pit of my stomach.
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OK will let you know what Cap one say, for some reason the thought of ringing them makes me feel uneasy:|
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Ok will do, if it is the case that the last payment was over 6 years ago does the process still carry on as prescribed? Do I still send the letter to the solicitors and the acknowledgement to the court?
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I guess I need to find out exactly when that last payment was made so that I can state a proper date. What would the process be in this situation?
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As far as I am aware, I would question where the £1 statutory fee went when I sent in the CCA though.
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In the very early days I CCA'd Cap One and it became clear they didn't have the original documents I put the account in dispute. Despite that they sold the debt on to Lowells who over the years have farmed it out to all and sundry. At the beginning I CCA'd them as they appeared but it became futile (well I thought it was) because it was obvious they didn't have the required docs, I never took their calls and when they threatened to doorstep me I sent the relevant letters. I have never knowingly made a payment to any third party.
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Yes my understanding was that next month I would see this disappear, I would have thought Noodle would list the complete payment history but obviously that's not the case.
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I have lost track of how many DCAs have been and gone, we've been through the threats of doorstep collections and all the rest.
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Ok, so send that to solicitors and acknowledgement of service to the court without delay?
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Just looked at Noodle, the default date is 14/8/2007 but the payment history seems to only go back to 2009 with no payments being made.
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I have been getting calls from a firm called LLC ut have not responded and there have been a couple of standard letter but over the years I've got use to receiving these so filed them.
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Particulars of claim. By an agreement between the parties regulated by the consumer credit act 1974 Capitol One (the assignor) agreed to provide credit card services to the Defendant. In breach of the Agreement the Defendant failed to make the required payments to the Assignor. The Assignor issued a default notice and the contract was subsequently terminated. By an agreement in writing dated 19/12/2008 the Assignor assigned the debt to the claimant AND THE CLAIMANT CLAIMS 1. The sum of 1,682.62 2. Interest pursuant TO S69 of the County Court Act 1984 namely 678.91
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Thanks for the quick replies, I'll take a look at the payment history but I was basing the 6yrs as from the date of default and that would be next month. It's been placed with lots of DCAs but I should have the CCA requests on my pc somewhere.
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Sorry I have just looked at the form and it is actually titled a claim form not a summons.
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Hi, I have a default from Cap1 that has really done the rounds, so much so that it would probably be easier to list the firms that haven't handled it. Early on I sent out numerous CCA's and no real paperwork appeared just the usual smoke screen. The default celebrates it's sixth birthday next month and as an early present I received a court summons this morning from Lowell for the sum of £1862.62 plus interest of £678.91. The issue date is 11 Jul and as I understand it I have 14 days to respond. I'd really welcome some advice chaps, sorry if there is not much detail but I didn't want to ramble too much.
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