Spoke to money warehouse again. Asked them to check if they had got my refund form i sent them...... Emm can't find it where did u send it!!! I sent like 20 of them mate 2 mins later o yes i found it yip its complete you will get ur refund in the nxt 14 days... I guarantee it, he said. Just have to wait now fingers crossed

You would of got a letter detailing your sanction and you would of had so long to respond/appeal the sanction. In my experience it is no worth the trouble as you will jst get the same answer no.

Right, you can appeal the discision. In the meantime u will have no money, apply for hardship as soon as u can its not much but better than nothing. If u really get stuck phone the local council

Just right it on a peice of paper of fill out the book of lies?

Nice1. As soon as the payment is gone i have to contact the banks debit team and take it from there. Can't see why all this hassle for a refund of my money.

Tsb.

Are you claiming carrers allowance?

Payment is still pending bank said they cant do anything till it's been cleared!!! Then I can dispute it!! Sent loads of emails to smilefinance and moneywarehouse with no response. Just have to sit back and wait for a response

Was looking for a loan on monday tuesday came money out my bank from money warehouse 38.96!!! Never heard of these people nor did i go on there website. So phoned them up some chap answered told him i want my refund 39.96 he gave me a ref number a told me to email refund@smilefinance.co.uk find that no response, sent me a refund claim form send that back too. How can it take 14 days to give me back bug they can take star aight away. Phoned my bank they said they couldn't do anything tsb if u wonder. Then today i put a complaint to the bank saying i want something done now!!! They going to try sort it out and phone me back this afternoon. To be honest iam up for smashing skulls if i dnt get my money back lol

Good news guys pde has been paid, down side is they tried so many times to take it out of my account and they got there money, I didn't even have an overdraft setup or anything now am due rbs 1000 lol happy days dint let it get to you life goes on

Cheers jbeebey av noted the number down to. Will keep you posted on what happens

Yes will be fine. They will probz ask you for proof of your income. Good luck in getting a payment plan with express. Keep us posted.

They wont take u to court they will just sell the debt to a dca. I gave sent them a form containg my finances and can only afford 5 a fortnight so if they dont want a will keep it for myself lol.

Lol just 5!!!!

Thanks for the advice glo!!!!! Do you have any payday loans??