Guys. Please bear with me I have just been assurred by Linda Davies via text message that she will look into this tomorrow afternoon and get it sorted. I will give bayv the benifit of doubt and will let you all know what happens when she contacts me tomorrow afternoon after the directors meetings in morning! ( We live in hope)

BUT if we give new address and the agent turns up things may get heated, im trying to avoid trouble and keep this amicable but bayv's guys on the front line are worse than loan sharks

Rather Cheesey but wasnt Expected

Well Well Well i am shocked! Lovely letter through the door today from the recoveries director at the council. They have put pen to paper and apologised on behalf of there Baliffs. Dear Mr *******, It has come to my attention that you were unhappy at the way you were treated by Mr ***** From Andrew James Enforcement Services. I would Firstly like to take this oppotunity to apologise for the distrees caused to you. I have held a meeting with ********(managing director of andrew james) and played the recorded conversation and trust that appropriate action is taken against the individual involved, ********(md @aj) stated to me that he does not condone (the baliffs) actions, I can assure you that incidents like this do not occur reguarly and that is why i have overseen this complaint. I Trust that you will maintain the proposed repayment set up with ourselves.

Do not let him in once has has acheived peacefull entry he can break in the second time

I got my Baliff fees wiped but not sure on the law, i just harrased the council as much as the baliff harrassed me and i made sure they knew what i was doing they soon pulled the debt back lol

Whats so unreal about that! not exactly sure what the issue is sorry

Hi i have skimmed through this thread and it was only a few days ago i had hassle of this bunch. Ignore there threats as there full of s***. Phone your council and ask for recoveries manager tell him the situation and if they make you pay you tell them that you will pay say £10 a week via standing order (ANDREW JAMES DONT ACCEPT S/O AS PAYMENT). If the council accept offer they will be forced to pull back debt as andrew james dont accept standing order. Do not give these idiots your card details sfter all Can you really trust them with sensitive information. I know it sounds bad, but its the council you need to harass just like the bailiffs there third party are doing to you. DONT PAY ANDREW JAMES A PENNY

And the coucil are going to conduct an investigation as they advised it be treated as a complaint.

I was determined not to give in to him, Who do they think they are, What amazes me is noone regulates these imboseals

i started back work, just seemed the right thing to do at the time after pressure from work focused interview and i lasted 3 days before i had a major breakdown

Liability order granted for £319 These idoits come knocking my door, they got ignored first time see if they went away, Second time i refused to let him in spoke to him (the bailiff) outside would not accept my payment plan of £120 a month demanded money in full. Laughed at him and walked in my home and locked the door. Today 2 Weeks later.... Did not knock my door but put a final notice through the letterbox, i responded and phoned him, demanding payment in full again told him £120 a month, he told me ill clamp your car if i dont have payment by 5pm today, i told him its not my car. (the log book is in my mother in laws name.) He carried on his rubbish told me i had a noce tv and sofa and hed have pleasure selling them i told him shame there on hire purchase which they are and he hung up. I had recorded the call so got on phone to council and played the trump and said ill pay you direct £50 a month, they said we cant pull debt back i said well i refuse to deal with them so you wont get payment. He told me that he will till bailiff to accept £50 a month, Baliff called me to arrange payment and wanted my card details i laughed and said no way i wouldnt trust you as far as i could throw you so he said you will have to pay at the office every month the office is 20 miles away so no. I told him i wanted to pay via standing order to which he said we dont accept s/o so i will continue recoveries as your delining to pay. I phoned the council back told them im not preapred to give my card details etc etc and i would only pay via s/o. He told me hed phone me back. 20 mins later council phone, " we have pulled this debt from andrew james make payments to our bank of £50 a month" Result, The bailiff could have had £120 a month but refused. Council accepted fifty. Moral of the story where council tax liabiltiy orders are concerned inform the council of every discussion with bailiff and tell them your hitting a brick wall and show willingness to pay and they will back down more than the bailiff will

Have a mortage on intrest only with this lot. i thought my contractual payment was £440 but in fact it was £440.30 So over last 4 months i have paid £440 and when i recieved the letter stating the payment had not been maintained i paid them a further £2 to cover the £1.60 i had missed. Today i had a statement throught and they have charged me an arreas fee every month £25 each total of £100 all for the sake of £1.60 which they have since been paid as soon as i realised please help. The mortage was for £85000 and the balance today after 7 years is £97867. This lot slam charges on for anything and the charges since 2004 total near enough £6000. The rest is missed payments due to dwp when i was off last year they didnt pay full amount anyway im back in work now and they slam £100 on for £1.60 anyway i can claim this back, have spoken to them today but was basically told to jog on

Made a repid reclaim to income support /incapcity on 28th march send clerical forms and i posted them back, phoned today for update to be told that i need to claim esa as since jan 2011 incapcity has stopped. On my ib i had been signed off by there gp for a year and now i got to go through it all again (so they say, providing sick notes and all that) Made esa claim today and they said can take 14 days from when they recieve med cert so going to get one tomorrow, Crisis loan wont pay me as i have to much debt so have been left since 28th march with no money and now they sayig will take another 2 weeks why did they issue forms if they stopped rapid reclaims??? Help please

https://www.txtmecash.co.uk/ Be Warned there up to there old tricks again with a new site

http://www.thisissouthwales.co.uk/news/Girl-left-fractured-skull-wardrobe-falls-Morriston-shop/article-3382729-detail/article.html

Cash genie monitor this site, the collections manager has just phoned me accepted my payment plan and has put a hold on account till next month, i have not made any payment and they are accepting £80 a month commencing next month They asked me to delete my post told them NO

Right default day was today these are the last of 10 i have defaulted with over last six months was defauting a few at a time and arranging payment plan then defaulting on further 2 next month, purely to avoid them all after me at once. I kept cash genie till last as i know there idiots to deal with. Defaulted today loan amount £250 and intrest £75 = £325 Phoned them up for payment plan of £70 a month!! Very reasonable i think. Declined payment plan and told me would only accept if i paid another months intrest bringing balance to £400 i said no my balance today is £325 so i want to make a payment plan on that. Told him im recording call he said its entrapment and is sending my file straight over to legal team to get a court claim started. Help hat do i do if they decline paymet plan and wont to add another months intrest

**Legal Notice** I am not saying they are guilty just broadcasting news that is in the public domain

http://www.independent.co.uk/life-style/gadgets-and-tech/news/activists-hijack-vodafone-site-over-unpaid-tax-2238595.html This is one big joke, there quick enough to chase us for money maybe a couple of hundred pounds but yet they "dodged" a 6 billion pound tax bill! Money grabbing vultures. I hope the hmrc pursue this and they are forced to pay opinions please.

as Glo said Stand your ground hun, only offer the original loan plus 1 month interest

If you have cancelled your card that does not mean you are safe as they have continious payment authority! Can you not open another bank account by the tie your wages are paid and as it to late to inform your employer of change you could wait up till funds arrive in your bank then transfer them to your new account. If i was you i would default and phone wonga the day you default and arrange a payment plan do not let them bully you to pay more than you can afford. If they will not accept repayment plan let me know and there a few email addresses that could be used and they should work. Do not extend loan as all your doing is paying intrest you dont need to pay, wonga will frezze all intrest and chrges once a payment plan has been set up Good Luck. I my opinion wonga are one of the best of a bad bunch! Just stick to your guns,

Right first thing firsst you need to cancel your bank card and open a new account with another bank to have your wages paid into do not disclose account details to anyone apart from your employer. My biggest worry ould be capital finance one as there beyond and have no consideration for people, If you could just pay them off this month and then worry about your other debts then that would help you a lot, if that not possible you need to email them DO NOT PHONE and try and arrange a repayment plan which they probably wont agree to. Moorcroft will take a reduced amount as long as you can prove your circumstances have changed. Remember Priority debts are more important, mortgage/rent, water, gas electric! do not pay these loans more than you can afford and make sure you pay your priority debts before these. Good luck

You need to email the asap and inform them that you will pay x amount on your next payday as long as they refund your £90, Tell them that if they dont refund it you ill be unable to make payment as you will have to resign from your job as you have no cash for transport which will mean no wage so you wont be able to pay them at all! Well you will but only like £5 a week as that all that realistic to take from benifit as benifit is the miniumum amount you need to LIVE ON Despite what you might have read my opinion is wonga are the best of a bad bunch you just have to be persistant.

how you getting on with these sharks?