honey56
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Everything posted by honey56
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Send them an email on the 16th June telling them how disappointed I was with their decision and have received a letter today saying they have reviewed my complaint and have now upheld it, and they will send me a cheque for £1740 RESULT Thank you everyone
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Well I sent an email on the 16th June to citi letting them how disappointed I was with their refusal and have received a letter today saying they have upheld the complaint and will send out a cheque for £1739 Result Thank you for your help
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Hi, I have received my calculations for redress on PPI for 2 loans and a credit card from Lloyds. It shows on there the amount deducted for tax, I am a non UK tax payer as I live in France, can I claim this back?
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PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
£2500 received from Lloyds credit card taken out in 1998 result Thank you again -
Mine dates from 1997 as well, they refused mine on the grounds that I never had any other means of covering the repayments in the event of redundancy, illness ets, even though I was self employed. it does seem a waste of time following it up.
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I am in the same situation as you with Citifinancial, did you get anywhere writing to the CEO?
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Thank you DX now just need to write the letter
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Will do
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Thank you for your help, will send a letter of on Monday
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Thats why I surprised that they rejected it. I put on the questionnaire that I was self employed and was not made aware of the specific exclusions relating to unemployment cover, and I was led to believe my application would be rejected if I did not take out PPI
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Can i ask when you took your card out?
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PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
Good luck, with your claims. Lloyds paid out easy enough on the loans & credit card my partner had when he was self employed, citicards are the ones who won't pay -
My partner took out a associates credit card in 1997 when he was self employed. He has received a refusal letter today saying that whilst we do not accept all of your allegations we do acknowledge that there may have been flaws in our sales process. However, despite this I am not persuaded that any of these sales failings would have affected your decision to take out the PPI policy. This is because taking into account your circumstances at the time of the sale which are disclosed in your questionnaire, it is clear that you had no means at the time of protecting your card repayments. You also stated that you did not have any other means of making your repayments if you were unable to work through sickness, accident or unemployment, as a result I am not in a position to uphold your complaint and it has now been closed. Anybody any ideas where i go from here? Any thoughts would be appreciated
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PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
It was a loan my partner took out in 1992 before he went self employed, they said there was not enough evidence to show that he had ermployee benefits that meant he didn't have need for PPI policy -
PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
Lloyds upheld my claim on 2 of the 3 loans, one going back to 1998 received a cheque for £1900, have also received an email this morning to say they are upholding my credit card claim and are in the process of calculating the redress. Thank you for your help. -
PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
Hi, I have received the SAR request from Lloyds for my partner, they wanted another £10 for me as well which I was in the process of doing. They have sent me bank account statements from August 2001 and credit card statements from January 2000, they say prior to this statements no longer exist although they did send a copy of the credit card agreement dated 6th April 1998 which is in both of our names the PPI box is ticked even though it states my partner was self employed and I was a housewife, sentinel card service box is also ticked. Looking at the credit card statements there is card holder protection plan payments taken out every month ranging from £13 to £34 is this the same as PPI? They have also sent me a screen shot of the loans he has had, but they say they are unable to provide copies of the original loan application documents due to amount of time that has elapsed. 1 was started in 02 1992 and finished 06 1998 so have no idea if PPI was added, the other was started in May 1998 & finished in May 2003, don't know if PPI was on this either. Could anybody tell me where I go from here please? -
PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
I have a joint Lloyds bank account with my partner which we still use and my partner had a Lloyds TSB credit card now finished, do I have to send a SAR for each one? -
PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
Just in the process of sending of for my SAR, I have read that the data only goes back 6 years, because all my loans etc were paid of in 2004 will I get the information I need by doing a SAR. -
PPI Claims is it too late **No it's not, success**
honey56 replied to honey56's topic in Payment Protection Insurance (PPI)
Thank you will send of for SAR -
I moved to France in 2004 and have recently been reading about PPI claims. All loans were paid off before I moved. I have found paperwork with account numbers on from Blackhorse and Masterloan, is it worth finding out if PPI was added or is it too late?
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