I've just clicked the 'Group Action' link. Now I understand. Sounds like more effort than it's likely to be worth.

Sorry, poor choice of term. "Group action" - e.g: https://www.leighday.co.uk/faqs/nissanrenault-emissions-claim-faqs/

I've had two Nissan cars (the latter still in my possession) that allegedly are eligible for a class action lawsuit. Nissan allegedly added a 'defeat device' to modify emissions during tests. I'm undecided as to whether I should register my vehicles for inclusion in such a suit - does anyone have any advice? Two solicitor firms: Leighday and Harcus Parker are bringing the claim and I'm being targetted with ads for both.

I was due to participate in Total Warrior in June 2020, although the event was subsequently cancelled due to COVID. Tickets were automatically deferred to 2021, although could be rolled to 2022 if preferred, or transferred to another individual. It's unclear if the event is going to be permitted to go ahead this year. Their terms, also attached, state: I and Parent/Guardian acknowledge that Total Warrior reserves the right to cancel or reschedule Total Warrior in the event of emergency or other disaster. I and Parent/Guardian acknowledge that Total Warrior in its sole discretion may delay, modify or cancel Total Warrior if natural or man-made emergencies make administering the event unreasonably difficult or unsafe. I and Parent/Guardian agree that “emergency” is defined to mean any event beyond the control of Total Warrior, including but not limited to: high wind, extreme rain or hail, hurricane, tornado, earthquake, flood, acts of terrorism, fire, threatened or actual strike, labour difficulty or work stoppage, insurrection, war, public disaster, and unavoidable casualty. I and Parent/Guardian further acknowledge that Total Warrior in its sole discretion may also delay, modify or cancel Total Warrior if conditions on the day of the event are, in the sole judgment of Total Warrior, in any way unsafe. In the event of a delay, modification, or cancellation of Total Warrior as described in this paragraph, I and Parent/Guardian understand that I will not be entitled to a refund of my entry fee or any other costs incurred in connection with Total Warrior. I cannot locate any information on the company, nor it's registered address. I originally asked for a refund, but received no response. I've seen a number of other people experience the same problem - one also adding that they cannot file a claim on MCOL, as there are no address details for the company to serve such a claim to. If the event goes ahead, I'm minded to defer, as I'm not confident adequate COVID prevention measures can be put in place for this type of event. What are my rights to a refund instead? Would their no refund clause not fall under an unfair term? TWterms_and_conditions.pdf

Called my provider for the forms this afternoon. Hoping the gent I'm dealing with amends his position in the interim, but I'm not hopeful given their 'non-refundable' response on repeat.

They've responded with the following: Thank you for your email - we strongly endeavour to provide information with regard to our operations and the criteria that we work within. This is done with account taken of both the aspiring participant and the operator, however we constantly review our procedures and policies and I will study your feedback in that regard. In hindsight it may have been more prudent for you to have studied our Terms Conditions and Criteria so extensively prior to making your purchase. To clarify our position the voucher remains good for use for anyone meeting the criteria to participate on any scheduled date with availability remaining within the date of validity, hopefully that could be your wife as you intended it to be were she to work at meeting the criteria, however at your discretion another meeting the Criteria could use the Voucher. As quite clearly Stated our Vouchers are Transferable but are not Refundable. I've referred them back to part 3 section 30/31 of the Consumer Contracts Regulations 2013 pertaining to extended cancellation rights in the absence of explicit terms regarding the cooling off period. We'll see what they say.

I sent them an email containing the below;

25th November, via credit card. Section 75 recommended? The website has no privacy policy, the terms and conditions are hidden away contrary to the good faith principle, as well as key information omitted prior to purchase.

I recently purchased a skydive voucher from Peterlee Parachute Centre as a gift for my wife, who has always wanted to do a jump. During the purchase process, the site and terms 5(f) refer to an upper weight limit of 16st 7lbs, although a consultation may be required over 14st. (Note, at point of voucher purchase the terms and conditions are not hyperlinked, other than at the page footer). After purchase, you are provided with a BMI chart. My wife, at 5'7" and just under 16st, falls below the limit the site references in text, but outside safe limits on this BMI chart. The BMI chart is in the FAQs on their site, although nowhere within their terms nor purchase process. Would omission of this key criteria give me right to a refund? I'm being told to have my wife lose weight or sell the voucher on.

No - just referred to it if they couldn;t locate my accounts. Got a full breakdown along with literature from Which etc.

Heard nothing until now - received a letter confirming I was mis-sold, any I should be receiving a cheque within 28 days! Under a grand, but every win helps!

ActionFraud reported use of GoogleWallet in car 'problems; http://www.actionfraud.police.uk/report_fraud Ask yourself why the seller is wanting to use it in the UK, where it has not been released. Suggest you use a reputable Escrow service, or only pay upon delivery. If they insist upon Google Wallet, or some other electronic method of payment, I'm inclined to think that your money will be moved on and be unrecoverable.

Google Wallet isn't released in the UK yet as far as i'm aware. Google it. If in doubt, don't. I wouldn't pay using a method with no recourse, if there is any potential for it being a 'problem.'

Thanks. For the record, I'm in absolutely agreement. Chalk it up to experience and move on. I guess he just feels taken advantage of! I'll let you know if he has any luck from his bank.

As a student in 2002 I took out a Barclaycard for which I was charged for PPI - was told I was unable to have one if I didn;t take out the option, IIRC. I also took out a Barclayloan as a graduate in 2005, on which I believe I paid PPI. I don't have any details of the account numbers anymore, and moved banks in 2006. Is it worth a SAR? I've filled out the Barclays questionnaire online to reclaim, but without specific details I'm not sure I'll get much more than a fob off.

Hi All, Posting on behalf of a colleague. Col, as we'll call him, was removed from a club for being over-intoxicated. Unable to contact the friends with whom he had gone, in a city away from home, he entered a casino, clearly worse for wear, and proceeded to use his debit card to gamble away £400. He has no recollection of most of these events, only becoming clear after checking his statement. He intends to ask his bank to make a chargeback to reclaim the funds (each transaction over £100) - however, I am concerned that by doing so this might be considered fraud (if the bank even reimburses). I'm tempted to advise that he chalks it up to experience, but he argues that he was clearly too drunk to consent to gamble, and the casino have taken advantage. Thoughts?

Thanks Emmzzi. I'll pass the info on - hopefully they will resolve amicably.

Hi CAG. My brother works for a company in London selling training courses, and has decided to leave in order to pursue a post-grad course. He's worked there 9 months, and accrued approx 14 days holiday, of which he's taken 7 days, so should be paid 7 days holiday upon the expiration of his notice. The employers are saying that it is forfeit as he's handing in notice. I sense they're trying it on to save costs - can you refer me to any legislation he can quote? Brother is directly employed, pays tax and NI via PAYE administered by the company.

It's quite frequent for dealers to do a "health check" when completing a service. I wouldn't say any results from these need to be included in the service history - often it's a way to generate more work. If the car was sold privately, and has a full service history (i.e. documentation of when it has been serviced), I don't see that there's any recourse here. By all means, pursue through the courts, but I can't see a judge siding with you.

SOGA - the dealer has the right to remedy the matter. If this is not sufficient, then a full refund can be requested. Be sure to communicate in writing - recorded delivery mail is recommended. Be amicable, but document everything just in case.

What's the issue? Has the work not been up to scratch? I'm not offay with VAT technicalities, but if you're happy with the work, pay what was agreed - it's the honourable thing to do.

We don't have much option but to park opposite. Parking on the road is tight. We've always done it, and it was not problem before he upsized his car. If we were to park elsewhere, we'd have to find another road! Add to this that he's had his son move in, who parks an estate outside his house, it doesn't make for an easy entry. No further issues since, he's been avoiding us....

We park on the road outside our house, as we have no driveway. The neighbour across the road has a drive, and has a recently upgraded his car to a giant 4x4 on motability. When we're both parked outside, he has been having some difficulty getting into his drive, but usually manages it after a few minutes. The other morning, we found that my OH's car's tail light has been smashed, at the right height for the bumper of the 4x4 to have hit it, but all debris had been cleared away. Another set of neighbours says that they saw him attempting to enter his drive, and thought that they saw him bump the OH's car. We've asked him if he did it, but he denies all responsibility. We cannot discount the possibility that he didn't cause the damage, but it seems likely that he did. We've had to repair the car at our cost. I'm guessing this comes down to honesty and decency, or lack thereof (i.e. hard luck), but does anyone think we have any recourse to leverage him? A CC Claim would likely be thrown out by a judge for lack of evidence. Chalk it up to experience and leave the issue?

Legendary. Thanks guys! Will respond accordingly, and update you in due course.

Even better. They've listed the location incorrectly. Should be straightforward to challenge.