PGH7447
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Everything posted by PGH7447
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Credit Resolution Services - Where do I stand?
PGH7447 replied to Duckers's topic in Debt Collection Agencies
go for it, what they going to do take you to court for their nefarious charges, doubtful, alternatively send them a letter and demand that they supply a statement of accounts and then get them to "explain" the added charges, see what pathetic excuse they come up with. and Cancel that Direct debit -
Bankruptcy Hearing Early Feb *** WON + COSTS ***
PGH7447 replied to gigaset's topic in Legal Successes
:-DWell done -
and definitely not by direct debit, this gives them carte blanche access to your bank account and they can up the payment when they feel like it
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probably a recycled mobile number, inform the phone provider and get them to sort it
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:violin:they had this on the Jeremy vine show on radio 2 today, some bailiff tried to justify their action -
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Need help! Lewis group/brilliant gift shop
PGH7447 replied to seadragon86's topic in Mail order catalogues
why not simply phone the original creditor and try to come to some agreement, at the very least get a statement sent to you from them -
if you (the debtor) does not confirm in writing or pay's noything towards a debt for 6 clear years (5 in scotland) then the debt is stat barred, it matters not one iota if the creditor continues to pester you
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Debt survellience Program They can spy on my debts anytime - idiots
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MBNA/link - Judgement awarded against me - can't pay!
PGH7447 replied to joan_of_arc's topic in MBNA
tell them that the payments set by the court still stand and you will not be increasing the payments, nor will you be sending any financial details to them -
far as I know the debts are not associated with an address, so unless you are lonked financialy with your OH then your debts will not effect his rating
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One letter was all it took, politley pointing out that PPi for a housewife (as stated on the application form) was not really going to be much use, so basically they did not have a leg to stand on
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I used various spreadsheets available on both here and other sites and worked out what had been paid and when and then added the 8% interest - in fact I was over £70 short of what they came back with.
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now make an official complaint to ruthbridge re this pathetic womans attitude, time their threat monkeys were dragged back on their leash
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already checked and verified thanks
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letter recieved today, ppi complaint upheld, cheque in the post - Merry Christmas:-D
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ask them for their complaints procedure for daring to assume that you are who you may not be, and that using members of the public to act as tracing agents for a low-life debt collector is both embarrasing and beneath your morals
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Credit Services Association's new wishy washy 'Code Of Conduct'
PGH7447 replied to 42man's topic in Debt Collection Agencies
credit service association - in name only - they are a sop created soley to please the oft and to employ put out to pasture old debt collectors, and are of no use to the consumers what-so-ever -
Its normal, I mean they know you have been saving for Christmas so they want your christmas present money - Bah humbug
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see in line, hope this helps
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write to experien and get a notice of correction put on it, stating that this company has never contcted you about this and that allowing companies to place defaults willy nilly on peoples reports is both unfair and unjust and that a letter of complaint about both lowells and experien is winging its way to the information commisioners office
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Yeah it would cost them too much in litigation to proceed and prove a non existant payment
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LOL - I would question why they are offering a reduction of £4.7k on this before I even replied to their threat-o-grams
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ignore them and raise an official complaint with BT, and when they respond if not satisified contact ofcom
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Has anyone seen this...................??
PGH7447 replied to sillygirl1234's topic in Debt Collection Agencies
an entertaining evening with our top host, unruly TV personality and comedienne Ruby Wax Pity that someone who confesses to have suffered from depression allows herself to be used by an industry that does more to cause depression in people than most other conditions put together -
agree with stigman - make sure that the letter states FULL and no further action will be conducted on the remaining amount - trust a dca as far as you can throw a car, in other words dont trust them at all
