andy 303 do you think that i can bring this account into dispute given my credit agreements..re the links will the fact that they have added the deposit onto the total cash price also render this agreement null and void... please help regards all the way to the courts if possible

Hi I have just sent of Subject access requests to: -the dealership -DGL -NU -WF Can you confirm that they have 40 days to comply then I can complain to the FSA. Is there anyone else I can complain to just to ensure the pathetic little company receives as much exposure as is possible... I also V.T the agreement on the 31/06/09 can anyone give me a date of compliance on this issue And lastly can somebody tell me if i can drag the whole agreement into dispute under that case andi keeps going on about given my posting of the agreement. ta. Welcome sent me a "statement of hire Purchase" that was half missing today even though the contact centre assured me it was there response to my V.T. what a complete set of mongs. I prey for a day in court with these dummies regards the WFW

just phoned them again and this is the general smoke screen there now poutting up: they reckon that the reason NU (avivia) say they have no record of our filkes is becuase direct group store all the info... apparantly we will find when subject ascess requesting them that NU will liase with DG and i will find that NU have recieved a payment: Subject access request to: dept 33 aviva The warren worthington (you know the tooser who does the toffees) west sussex BN14 9QD Subject access request direct group (who flap like f*ck when you talk to them) direct gruop ltd direct house white rose way doncaster DN4 5NU lol it appears i am replting to myself...must sleep...but can't...

lol just phoned them back to ask them to confirm and a different women told me the 28th june and i asked if there was the may date on their and she said no. never mind i never signed the credit agreement until the 29/06/09... i'm on holed now while the mumble stumps over there try and explain... i'm gonna subject access request these mother ****ers....

check this out for a snidy i just phoned direct group and they said my two insurances policies began on 31/05/07 i didnt sign the credit agreement with welcome until 29/06/07... wtf i asked who the underwriter was and they daid welcome...they also said the policy had been altered on 28th june which is strange again because i didnt sign until the 29th will this hel;p my case

thanks will wait on them eagerly... in the meantime can anyone else have a look at my agreement on face value is it good or is it as rotten as those sherfifs from nottingham

hi dadod holy yes iot was throughb a cardealership

jj

hi i am in the same position... i have a credit agreement that states: Acceptance fee £195.00 s Finance charges for goods £4,604.84 t Option fee £100,00 u charge for credit for goods s+t+U £4,899,84 Charge for credit for insurance £640.16 Total charge foe credit v+w £5,540.00 Rate of interest on credit £16% I know you are all probs sick of this but is this enforceable or can i send in a dispute letter. If so what authorites should i complain to i was missold PPI even to the extend where the boxes for the insurance were ticked... kind regards