I have just just got my statements, but i do not understand how you interpret them into a schedule of charges to send with my next letter. It is probably simple to do but i cannot think how to do it. please excuse me being thick. thanks alot:confused:

They are trying same thing with me, but i have opened another bank account with Natwest. So i feel as if they have to deal with me now if they want any money. I am now in control of my money. If they want to make me wait , i will do the same, I will continue to write , phone, and email till they respond.

Why are you charged for being overdrawn when they do not actually pay the bill that would have made you overdrawn? Even if there is not enough money in your account you should not be overdrawn unless they have taken that money to pay any bill surely

This is the best site ever. I too have just sent my DPA , and i have told everybody i know about this site. I reckon its time that the banks got whats coming to them. If you bought something that did not work you can take it back. The bank is supposedly providing a service, but this service does not work!

I have finally passed go, and sent the DPA today. i will not be giving in. i know its not going to be that easy but the fact that i can actually do something feels GOOD

you aint kidding DPA all typed out ready to go will be posted first thing in morning. thanks for all support on this site

I have just been charged £78 for going overdrawn because they say they have a legal right to take money from one acc. to pay for arrears in another acc. now because of this I will be unable to pay my mortgage, council tax, this week. surely this infringes on my rights as a human being. I have just rung them up and all they could say was that they had also looked into this and what they were doing was perfectly legal.I told her that what i intended to do was also perfectly legal and she asked me if there was anything else she could HELP me with. It was very tempting to tell her. New bank already applied for. I would like to ! I am too polite to say online. thanks for this site:-x

Could someone please explain to an idiot where do i send my Data protection letter to exactly? I want to set things going cos i have had enough of the bank charge circle i want to get off. thanks:confused:

I have just read all of your posts and i feel better about taking on the Halifax. I have gone through very similar experiences, BUT NO MORE!! thanks for the help