The N180 form Notice of Proposed Allocation to the Small Claim Track And it states we need to reply by 3rd Feb 2020

We have sent off all our paperwork to all parties, now it will be interesting to see the documents they have have and the dates. We have emails from the original lender confirming no payments have been made and they date from 31/10/2013. So fingers crossed they back down if not when the court have all the paperwork and they see its SB do they close the case or will we have to attend court

Its shame as my wife has never been to court and feels she is being bullied by BW Legal, if the debt is over 6 years why do they keep pushing for the claim the whole issue is a joke. They refuse to give any information about the debt no statements which would clearly confirm it`s SB, if she fails to attend court they win get the CCJ and we have been told they will arrange home visit to funds and property to repay. They even stated when they win the bailiffs will attend the next day. BW Legal are just a bunch crooks using the system

Just had letter from BW Legal They have sent thee copy of Directions questionnaire as follows A1 - Yes Section B - BW Legal address information C Track - Yes D About the Hearing D1 - Blank D2 - Expert Evidence - No D3 - Witnesses - 0 D4 - Hearing - No Interpreter - No Signed ( Photo Copied signature ) Our question is my wife is not happy going to court, can i attend and speak on her behalf.

I have been calling and sending emails to my local council as they sent letter of court hearing relating to council tax for this year ending March 2020, the outstanding amount is £510.60, i have offer to repay over Jan, Feb and March but the council won`t reply to my calls nor emails. They have refuse to stop the liability court action and except the payment plan. I will be making payments as stated any way, but can they do anything else in the way of home visit, the order was issues in 21st Jan 2020. I explained why we have had payment issued as my partners hours have been cut from full time to 12 hours week but they are not interested nor helpful Any feedback will be helpful

Today we have had a following from the court: Notice of Proposed Allocation to the Small Claim Track And it states we need to reply by 3rd Feb 2020 Any feedback of our next steps

Well submitted defence on 14th December and as yet zero reply and no updates on MCOL.

Well had zero replies from the claimant or the solicitors. i have been reading and is it correct they must replay with 28 days after having the defence on 16/12/2019 which should be around 22nd Jan Your acknowledgment of service was received on 05/12/2019 at 08:05:28 Your defence was submitted on 14/12/2019 at 11:45:17 Your defence was received on 16/12/2019 at 01:21:14

She went in today and told the following 12 staff are moving and leaving No union No consultation as the stone manager has already confirmed who is staying. No selection process She's been told as customer support associate working in stores, they must move to sales on shop floor or leave on Christmas eve. Just complete joke of company

My wife has been working for 3 1/2 years in well known large retail shop doing 5am to 11:30am, she has 20 hours contract processing delivery of clothing each shift. Today the delivery staff have been informed by the store manager they are cancelling the delivery work and day staff will be doing the work, they have been told there are few jobs on the shop floor and the manager will allocate the jobs based on full availability only. My questions 1, Can her employer terminate her employment without notice, 2, The employer is not giving any consultation period 3, Can the employer offer jobs based on staff hours availability ( They have stated staff must be able to work 7am to 8pm over 7 days ) They have stated they are making the decision who has a job by the end of December. And staff who are not allocated a job with leaving.

So far Claim history Claim History Your acknowledgment of service was submitted on 04/12/2019 at 20:28:57 Your acknowledgment of service was received on 05/12/2019 at 08:05:28 Your defence was submitted on 14/12/2019 at 11:45:17 Clock ticking now it`s waiting game, do think they will try and say its not SB but i have copy's emails from the lender chasing unpaid from Oct 2013, then nothing until 2017 so glad saved all the emails chasing unpaid debt from 2013 with same reference number as the court claim. Just hope BW Legal withdrawn the claim Claim autostayed ? as defence submitted today 14/12/2019 when do they reply and whats the next stage

Yippee finally have access to the Moneyclaim so will file today to get it out of the way

When a called the court they said i must file N9b to submit your defence if unable to access the online system

I have emailed the court and had reply they will reply to my questions in 10 days, therefore to be safe i was thinking in filling using the N9B form and sending by recorded post to ensure they get the details.

Will leave it for few days as away now until Sunday with work, i guess last resort will be submit by paper as long as its submitted by 3/01/2020

Complete joke, trying to access the Moneyclaim online using the case number and password which is on the court papers and unable due to case number or password wrong. They are 100% same as on paperwork, we accessed to submit AOS now unable to submit defence,

Glad happy defence sorted ready to filing, i bet BW Legal will fight the claim or maybe drop as they will have to supply details to the court

Think just getting confused about the whole filing and what to actual write ( Sorry) Think listed below is ok file plain and simple Defence 1 The Claimant's claim was issued on 2/12/2019. 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant . 3 The Claimant's claim to be entitled to payment of £521.50 or any other sum, or relief of any kind is denied.

Should have change text to same colour, my defence is listed below Defence The Defendant contends that the particulars of claim vague and are generic in nature. The Defendant accordingly sets out its case below 1 The Claimant's claim was issued on 2nd December 2019. 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. . 3 The Claimant's claim to be entitled to payment of £521.50 or any other sum, or relief of any kind is denied. Stranger if they know the loan was taken out on 1/10/2013 the should know it`s now SB, i have already sent CCA and CPR 31:14, filing in the defence on Sunday night Fingers crossed but think they will still keep pushing for payment, think its a matter of filing and waiting

The date on the court paper is 2nd December 2019, this is the information i will file / submit The Defendant contends that the particulars of claim vague and are generic in nature. The Defendant accordingly sets out its case below 1 The Claimant's claim was issued on 2nd December 2019. 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. . 3 The Claimant's claim to be entitled to payment of £521.50 or any other sum, or relief of any kind is denied. Question - Will we need to confirm date when the loan was first taken out or is it up to the claimant to prove that information.

Just what to ensure i submit correctly 1 The Claimant's claim was issued on (insert date). Question is this the date the loan was taken out 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. . 3 The Claimant's claim to be entitled to payment of £521.50 or any other sum, or relief of any kind is denied.

Your correct, will be filing defence based on statue barred, just need to see how to word the SB defence. Once i have file the defence how long is it before we hear from the court, do we have to attend the court ?

Just got home to letter from BW Legal States we must reply to them now as they have sent court papers and if we don`t agree by 28th December a repayment plan the court will confirm the CCJ adding more cost and charges. And the CCJ will ruin my wifes credit. etc etc I will submit defence based on statue barred over the weekend, Loan processed 1/10/2013 - I have email confirmation Loan deferral 26/10/2013 - I have email confirmation Loan payment failed 31/10/2013 - I have email confirmation Email from claimant Jan 2014 - Confirming no payment Next B W Legal 2017 email reminders 17/05/2017 & 19/06/2019 I have been reading letter as kept everything, had letter from PRAC on 13/02/2017 saying they have purchased the debt from Payday UK. They sent annual statement saying the original agreement date 9/12/2016 wrong date as the loan was date 1/10/2013. Had email from Payday UK on 1/12/2014 saying we can pay via paypoint same account number as court papers, so confirms PRAC have enter the wrong date on the paperwork. Just need to put into a defence case

I have sent CCA request today by recorded delivery to the claimant and CPR 31:14 to the solicitor / company BW Legal as well. i will be filing defence based on SB barred soon or do we wait to see if they reply. Based on submitting the AOS on 4/12/2019 via MCOL last night we have 33 day or sooner

Think so this is 100% in my wife`s name only and the loan email from Oct 2013 has the same reference number as per the court paperwork