watch your account as i bet even if they dont send the money they will try taking it back

Just received another one of these joke emails starting to get annoying now though

Thanks i have noddle so i will keep an eye on it thank you

There was nothing on there two days ago when i checked just before i cancelled my free trial to experian and equifax dpick do you think i should buy another month on them to check again?

Did they try and take anything Steves96

no it is a different ref number though it is similar only the last 4 digits are slightly different one end 1808 and the other 0080 and the address is just house name (spelt wrong) and road name and post code on my letter it has full address. also the amount owed are different. it has really baffled me how they have my address and someone elses name

Thanks for that you have put my mind at rest many thanks

Will this affect my credit reports with this being sent to my address?Thanks

Hi Recently i have been receiving letters for someone who has never lived at my address. I did notice though that the account was for a company i too have a debt with and is being dealt with by red castle which is the same as this letter. Also we did receive a call on our home phone asking for someone by the same name the other day too and the other half told them that no one by that name lived here. What i cannot work out is that our number is ex directory so how did they get the number as we only just recently got this number and the only people who have it are family and doctors etc. So i was just wondering what i should do, I have called red castle and advised them that person does not live here. Do i need to do anything else? also could they use the phone number to get a address even though its ex directory as i cannot understand how that person is linked to this address as they have never lived here. Any advice would be appreciated

Hi I just received a letter from lloyds tsb after my complaint and they say as a gesture of goodwill they will take off 499 worth of charges off but that's it still leaving a balance of 800. They say it is to restore my faith in them lol. Where do i go from here

Hi I have been dealing with these and i too missed a payment and they were very good and understanding about it so i should think you will be ok as long as you tell them and point out your good payment history. Alexander james is a in house solicitor they are based in there bigger offices just outside of lowestoft instead of there call center in lowestoft

ok thanks

Sorry for the comments birmingham_male i have pm you, Just out of curiosity have you ever had any of these emails?

Not yet as i am no good at writing letters and don't really know what to put in it to be honest

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What should we put in the covering letter as i am not much use at typing up that sort of thing and where do i email it too?

mmm they must be on the [problem] to get card details, Lasek22uk one of the more knowledgeable members renegadeimp said we need to report these emails to the oft but im waiting to see what they say on it and where to send it too would you report yours too when they get back to us on here, Im guessing the more of us that send in a complaint about it the better.

Hello 5 guests and that have been sat on the thread for the whole day

Yeah i guessed that there would be no way i would put any details into it, I just thought i would post it on here in case others get it and think it is a good idea to type there details in

What do i want to say to oft and where do i send it too

Anyone know much about CFO RESOLVE i keep getting emails from them saying Introducing CFO Resolve! Get your account out of default and up to £200 in your account today! In an effort to get your loan out of default with CFO Lending we would like to offer you our CFO Resolve product. By taking advantage of this offer we will: 1) Remove all fines and interest currently on your account. We take your current outstanding balance, including all late interest charges and reduce it to the original that you initially borrowed! 2) Offer you more money. We have an available £ that we can transfer to your account today! 3) Set your due date for you next payday. We will set the repayment date for your next payday where you can clear the new balance in full or defer if you choose too. 4) Get your account out of default with CRA’s We will advise the Credit Reference Agencies that we work with, that you have resolved your account, which may make applying for credit in the future easier! This is effectively a new loan & an opportunity to borrow from us again in the future! SimplyCLICK HERE and complete the simple application form, be sure to enter your details correctly so we can get the cash out to you as quick as possible! Kind Regards, CFO TEAM Anyone had one of these laughable attempts to get there bank details

Anyone???

Hi I got a default on 07/10/2006 which is now 6 years should this drop off now and if so how long does it take to go. Also im guessing this is now statue barred as i have had not made any payments or acknowledged owing any monies? if this is the case do i need to send a letter to the bank involved? or just leave it until someone contacts me again?

Thanks for the replies who do i need to go to about challenging it as im feed up with them doing this as it has put shed loads of extra searches on my file