bump.. anyone?

and i did do several cca requests to lowell so the £1's probably were for that.. anyone have some wording to sound good on the form for saying its statue barred? cheers. and also since this is pre april o7 i might also put down non compliant cca incase i did pay towards the debt what you think guys?

theres nothing on either of the 3 cra files.. cant remember if i got a default notice. i have acknowlegded the claim and said i intend to defend it..

i cant be sure it was towards this debt as at the time i was paying lowell for other debts aswell..

there is 100% no terms on this application/credit agreement they sent. it says its an agreement but also states in the wording on it that i agree to this application :/

looking through my statements from my bank atm and it looks like ive made token payments of £1 during the last 6 years so thats a no go.. original was a credit card.. ill fire off a CPR request on monday.

typo sorry 30/1/2014 amount claimed - £840.76 court fee - £55 solicitors fee - 70 total amount 965.76 the claimant's claim is for the sum of 965.76 being monies due from the defendant to the creditor under a credit/store card agreement regulated by the cca act 1974 between the defendant and capital one (EUROPE) plc under account ref xxxxxxxxxx and assigned to the the claimant on xxxx/2008 notice of which has been given to the defendant the defendant failed to maintain contractual payment under the terms of the agreement and default notice has been served and not complied with. the claim also includes statutory interest pursuent to section 69 of the county courts act 1984 at the rate of 8% per annum ( a daily rate of 0.13) from the date or assignement of the agreement to the date of issue (28/01/2014) being an amount of £253.76 the only charges i can remember were refunded ages ago and no ppi i didnt take it and it was never charged to the account im going to attempt to defend but never had to do this before.. (once for rent arrears but that was different)

thanks for the move.. wasnt sure if it was in the right place.. date of claim was 30/01/2004 and the usual defendant failed to maintain payments etc under the agreement. . not sure where ive put the paperwork now i may of even chucked it out :/

Hi guys got court paperwork from BL Legal/Lowell during last week for a capital one credit card. ive done the cca route several times and they have only come back with part of an application form and some unrealated agreement with apr's on etc it does not link to my account at all. im 99% sure as its pre 07 (signed application on 12/8/04) that the terms have to be on the same page as the signature or am i wrong?) i can scan up documents later on if needed) Ive logged into MCOL and its genuine. i dont think ive paid or admitted this debt in the last 6 years but i cant be sure. any help guys as i could really do without a ccj

it says on the letter they will request a county court judgement.. just gotta wait till the women i have to speak to gets back in the office..

oh i know they wouldnt evict for 110 but i can do without the hassle of court and a ccj.

ive been informed by the HA that they are going for possession of my house.. oh joy.. at least it will be a day out.. i owe £110 and pence after this weeks HB is taken off.. they want the lot within 7 days or they go to court. sure ill magic it outta my arse. it will be around £70 owed when i pay 2 weeks rent/Bedroom tax this week ( i get my esa every 2 weeks) Ive had no notice of possession and they say they are applying to the court in the next 7 days if i dont pay up which i cant. My current rent is 18.18 a week including water rates now im no mathematician but im sure im under 8 weeks arrears so am i right in thinking they should not be taking this to court? and is it 8 weeks full rent arrears without HB or would it be 8 weeks of 18.18? i owe £174 odd pence but that does not include this weeks HB of £67odd any help guys cheers mcjordi

yeah i will do cheers buddy..

ive slept on it and im not too worried now.. if they could do anything they wouldnt of given me a 50% off offer. If they chance court ill defend it on the basis i made last payment myself in 2004 thanks guys and gals

ahh bugger ahh well just over a year left now then thanks