have just had "shane"on the phone telling me that my son was being charged with racial harrassment and that they and the police would be at my house between 3pm and 5pm to arrest my son for racism and to charge me with trying to commit fraud by not paying my debts. he went on to admit that hfo had bad ways. when i told him that he was not from the race relations but from hfo hs replied that hfo have 16 different deptsthat i would find that out if i done reserch. told him that i had reserched his company and that his boss was a crook he wanted to know where i found that out and what proof i had i said its all over the internet. he then said he would phone me back in 20 mins with mr harper i said great cant wait ti talk to kevin harper. needless to say up until now no phone call from mr harper and no visit either. cant wait for next installment

you are getting calls from a company callrd hfo. they are a dca (EDIT) if you answer to them tell them you will not discuss this over the phone and to put it in writing to you from now on. if you look through the threads or do a check on hfo you will read some terrible tales but also some brill ways to help you.

help please. today i got a letter from bradford and bingley saying that thet are charging me for a d/d that they couldnt pay due to lack of funds but i actually cancelled this before christmas so surely they cant do this?

am starting a petition to p.m to stop debt collecting agencies from intimidating or harrassing us. it should be online tomorrow at petition prime minister. would be grateful if you could all sign it. many thanks

hi iam just starting petition to p.m to stop debt collection agencies from intimidating or harrassing us. it should be on line tomorrow. could you all please sign it and get your friends to as well.just lookup petition the primeminister.many thanks:!:

its still being approved at the mo. imagine it will be there tomorrow so will do link then if ok with you. could you please let it be known on the threads you go to. many thanks

have just started petition to prime minister to stop debt collection agencies from intimidating or harrassing us. would be grateful if you could all sign it.

hi everyone. just to keep you all informed. i sent email to tirnford rutherfords last week telling them all communication from them and hfo to be in writing only from now and to inform hfo not to phone me again. dont know if this has worked but havent had any phone calls, letters or emails from either of them since. peace is bliss!

did you get message from patrickq1 about the call centre? if not, try contacting him as he has info on that subject:p

did you get message from patrickq1 about the call centre? if not, try contacting him as he has info on that subject:p

congratulations. lets hope we all have a similar outcome.

really hope it goes well for you.this stress cant be doing your health any favours so dont forget that when you end up doing them for damages. keep your chin up.

if it has been demolished, wot does that do to our positions.and surely that got to also come under some type ofillegal deception?

hi suzylou. new at all this myself but everything i have read states just one pound as payment for cca and send by recorded delivery. have had numerous dealings with capquest & found them to be more reasonable than some of the other cowboys. perhapsthe 10.00 is typing error?

hi patrick. just been reading your thread,very helpful. sorry to hear you have been so ill. i had just got home from hospital after having gallbladder removed when hfo first contacted me, theyb were not at all interested when i told them that i could not deal with them as still affected by anaesthtic dont know if thats illegal or not on their behalf. your help the other day was wonderful thanks so much. i so wish i had got to find this site before now as have already put up with these calls since august. hope im not to late to deal with these parasites now as will be sending request for cca at wkend.glad im only 50 as ive been told by them that i need to go to school, they will phone 1000 times a day , my son threatened wiv psychical harm etc etc. they also want my n.i number which i have no intention of giving them. unfortunatly i have no evidence of this now as only just found out about logging or recording calls but never mind no doubt i have more to come! hope you are recovering well now. good luck with your fight regards mandy