lee786
-
Posts
81 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by lee786
-
well I called them Monday was totally pointless I didn't get any of my questions answered apart from them telling me I am back up for review in june. they didn't know if my money was going up or anything ....total waste of money phoning them.
-
I don't really understand it because they don't make it understandable really lol I guess from looking at my breakdown of benefit I won't see an increase because I get a topup payment to ensure I don't see a decrease in the level of benefit because my incap was paid at a higher rate then ESA work related group is I think the top up payment will get lowered and I will get the same.
-
I was moved from incap to the ESA work related group, since then had 1 ESA 50 review without a medical and passed... the DWP said on their record I would most likely get another in June 2013. Dec 2012 I was called up for my first work focus interview at the jobcentre they looked at my condition and advised I appeal to be placed in the support group. Today I received a letter from the appeals officer saying the decision has been revised in my favour the letter is vague but I guess it means I have been placed in the support group I have 2 questions Will I still be up for review in June? Support group pay is more than workgroup will I see back pay and if so when from?
-
they just rang again I made them send me the invoice as proof of who I was talking too and paid them
-
ordered a chair online paid via CC then company rings tells me that they don't have it chair in stock and refunded the card week later Chair arrives......Thought thanks. Mybad. fast forward 45 days and the company ring wanting the chair back.
-
these will have been pre 2007
-
so lowell closed my account just because of the terms and conditions i wouldn't have read in the first place lol I always thought it had to be the original signed agreement
-
They haven't reactivated it. They said its been closed due to not being able to provide the credit agreement. Think I will just ignore them you know...
-
meant to be signed too isn't it
-
from barclays? it just says They refer to my request for information (that I last made to them over a year ago and almost a year ago to lowell) then the standard dribble about the credit act 1978 and they go on to say they have enclosed a reconstructed copy of the terms that my differ from the original then the balance and that its due in full then its ended with "This completes out obligations under section 78 of the Act" Carolyn Peacock
-
I only really contacted them to find out who holds this account Lowells say they do. ( anything else will be via royalmail) I remember a rep last year saying they bought the account this is why I couldn't understand why barclays is making demands.
-
right this annoyed me I just rang Lowell they confirmed they still hold the account the guy did say they wouldnt send another notice of assignment if it went back to barclaycard but from what he can see the account is ol hold and Barclays haven't responded to Lowells requests at all.
-
I thought they would have to give the notice of assignment, it don't make any sense they they haven't Lowell last marked the default in Dec so I can only assume they hold the account. The only real way to find out is to contact Lowell and ask but why should I? its down to them to follow procedure not for me to chase them.
-
think i will send in the letter from lowell as you said and then ignore them from that point.
-
funny they say this is a reconstructed copy of the terms and conditions however the interest rates and fees may differ from yours LOL then its not my terms and conditions is it lol
-
ahh but lowells are still marking my credit file ........noodle is meant to update my credit file today so i will be able to see last months when it does
-
But the thing is why should I send them anything surely its nothing to do with them anymore?
-
Some time ago I had a account with Barclay card defaulted on it they never really harassed me about it in fact I went months no letters from them I did ask for a true copy credit agreement got sent a blank made up one and argued with them for a bit and they just stopped replying even the CAB couldn't get a reply from them when they requested the agreement. last year I got a notice of assignment the debt was passed on the Lowell, Barclays marked the defaulted account as satisfied on my credit record and Lowell took over marking my credit file defaulted they do every month to this day I requested the true credit agreement from Lowells from then on. June last year Lowell closed my file telling my they couldn't find the credit agreement as it had been so long. Today I gets a letter from Barclay card with yet another blank made up credit agreement demanding payment What the F LOL
-
think they will give it to another collector? going to end up in a endless loop of collectors who can't produce an agreement.
-
update (see first post first) Some time ago I asked Lowell for a true copy of the agreement they couldn't supply it (hardly a surprise because the original creditor couldn't either ) first I got the we will close your file letter and not contact you again from Lowell then today I got another letter saying please be advised that this account is under review to be returned to the original creditor. should this course of action prove successful, you will not receive any further correspondence from us regarding this matter and our default will be removed. think barclaycard will take this back?
-
seems like i have to put up with them. is it true they drop off after 6 years ? if so is that 6 years from the very first time it was marked defaulted
-
its done and dusted its a succession everyone is happy with the outcome of this cousin has the house the rent is the same and he hasn't heard anything from them since their was also a local MP involved and CAB
-
HI all I have had a debt with Barclay card for years, I asked Barclay card for a true copy of the agreement and they didn't/couldn't supply it:roll: after that they didn't contact me again up until a few weeks ago when I got a notice of assignment for Lowell I asked lowell for a true copy of the credit agreement right away.... I have had about 4 letters since saying they are looking for it latest of this waste of paper says "if they can't find it they won't contact me again" all well and good BUT have noticed Lowell have already defaulted my credit record can they do this? Barclay card have also been defaulting it since 2009 and have now closed the account in default (sold it to Lowell) but neither have produced this true credit agreement do I have a leg to stand on in getting these defaults deleted?
-
sorry I didn't update this guys in the end we actually found the original tenancy agreement and it did in fact have him named on it but the housing said it didn't matter that we found the tenancy agreement but then all of a sudden a few days later they changed their mind and give him a proper tenancy
-
I have nobody to ask about this the only person would would have known for sure has passed away I will see if we can dig up any more info My cousin has been in contact with shelter they don't really want to know TBH
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS