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Luminol

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Everything posted by Luminol

  1. Thanks Fuzzy, Could be one of many a nasty lot then, time to bar the number or change my sim, thanks for looking for me:)
  2. Thanks, but did that, its down as a suspicious number but thats all, are cabot in scotland?
  3. Who are allied, do they have a full name?
  4. or are there any DCA's based in Glasgow? I think its a Glasgow dialling code
  5. I requested CCA's for my debts after they were passed around many different DCA's, and I wanted to make sure they had the right to collect them, and I didnt want to take these people on face value (especially as they were rude and agreessive).
  6. Been called by 01412706900, anyone know who it is? Thx Lumi
  7. thats disgusting, if its not the government losing my personal data, now there staff are giving it away to a blagger who talks the talk! hells bells!
  8. Hey all, So Im gonna presume that this is a open and shut case as it were, and that Im okay with nothing to worry about, thanks for all your help (again). Lumi
  9. Hi Gulliver, Did you send your CCA request by recorded delivery?
  10. Hi all Recieved a response today from RBoS, it is as follows, Dear Luminol Account xxxxxxxxxx,xxxxxxxxxx,xxxxxxxxxx We write in response to your letter dated xx/xx/xx The balance currently outstanding on your account is £14807.87. This is the Judegement of £14897.87 less payments of £90.80. Since the Judgement interest has been frozen and not applied to the account. We apologise if the statement which has now been sent under changes to the Consumner Credit Act has caused confusion. Our staff are available to take your call blah blah blah... Yours Sincerely Recover Manager. So this seems straight forward, although I have no idea why they have to send statements showing what they may have had in interest if it hadnt gone to court, is this for internal audits? Any comments would be welcome. Thanks Lumi
  11. Hi all, They didnt come (silly me!), but thanks again for your company whilst I waited! I shall see what they do next and ofcourse keep you updated, Thanks Lumi x
  12. Accident Assistance Horton House Exchange Street, Liverpool, L2 3QT 0151 548 8447‎ 0800 088 7018‎ Check out 01512553580 - who calls me?
  13. lol, thanks bazaar, you have cheered me up (again)!
  14. And so the waiting begins! I know they might not come, and I know they have no legs to stand on if they do, I suppose I'm just posting for Moral Support whilst I wait...I know Im being silly just feel edgy today!
  15. Thanks Cymru, to be honest this fishing letter was the first I'd heard from the famous Cabot, and have no idea what they want, reference means nothing to me...but ya know as the days crept on kept thinking will they turn up won't they , just thought I'd check back in for some moral support ...
  16. Hi Guys, So whats the actually odds that Cabot will turn up at my door tomorrow, Do we have any experiances of them actually following through with the fishing letter? I need to get the tea and cake out! Thanks Lumi
  17. Give it some thought before you stop making any payments seeing your not actually been chased, we had no choice, as financial circumstances left us totally unable to make any payments after essential debts, although you are entitled to have a CCA, so I understand your position. Good Luck with what you decide.
  18. No nothing been paid, and has been passed to DCA, I wont pay until I see a valid CCA. I have advised them that the account is in dispute, they advised me they would refer it back to HSBC and I havent heard anything since. I'm glad about this, I could push them further as I imagine there are charges and interest but I have 3 ongoing fights on atm, so Im happy for the break to be honest.
  19. I agree with 42 here, you have to report them for this regardless, otherwise theyll just keep on doing it, if not to you someone else who may not have found CAG. Good Luck Lumi
  20. Hey Fretful, Im in kinda the same postition (Ive had exactly the same letter), I SAR them for a Credit Card debt, they wanted signature, Im refusing to give it them and they still havent found CCA that was 10 months ago now, so Im in Stalemate, I always wonder that if I gave them a signature whether a CCA would turn up days later, not wishing to imply anything ofcourse.
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