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zooman

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  1. Sorry I have been away on an archaeological dig of the B52 bomber that landed on the dark side of the moon in 1946, funnily enough I found the plane was stuffed with gold to pay the aliens who had promised to provide advanced weaponry to win the war for the Americans.... unfortunately it seems the B52 never made the rendezvous and the British had already worked out how to make an atom bomb anyway... cest la vie, such a waste of ink... whoops life.
  2. Its been obvious for the last 20 years China was going to be a problem to the western economy's. Any country that has enough people to move the world if they all jump together has to be taken seriously and when that country has been happy to follow the little red book and live on 4 grains of rice a week and save for a family bicycle you do tend to get the "want" reaction when you show them a Harley Davidson and a pair of Levis ... So you have a massive cheap labour force and at the same time the lease runs out on one of the major international financial centers of the world and Hong Kong is Chinese again.... put 2 and 2 together politics no longer governs the world business does, the major companies could buy and sell countries if they wanted but there is no need, you just relocate for free.
  3. no thanks are necessary MTM was your invention the rogue lol
  4. still missing your adopted offspring then Bookie? lol
  5. Why don't people donate ? the love of getting something for nothing. The trend of this site is to CCA section 78 request letters and proving the accounts are unenforceable, it was developed here and its very controversial try posting on MSE about it lol This doesn't generate cash for the posters (and CAG) it just lets them off their responsibilities, the stupid thing is that if they did an old style charges claim they would probably get cash back too its your site Marc you decide what we tell the peeps
  6. Metro and DG solicitors are just HSBC using another letterhead Metropolitan are even listed at companies house with having zero employees . DG do employ a few qualified solicitors... but lets just say... if you were a qualified solicitor would you work there? lol. If you have had no response to your SAR then the account is in dispute until they comply with your legally binding request and they can do nothing to you .
  7. Thats a very stupid breach of the Consumer Credit Act and in fact wouldn't be backed by the Data Protection Act which they would rely on to defend their actions. The data protection act states they only need to keep information that is under 6 years old, but if an account is still valid or has been in the last 6 years then that data should be retained.
  8. maybe a polite letter to the Hong Kong and Singapore Banking Company pointing out if they dont like UK law they should f*** off back to where they came from....
  9. standard response from the worlds local bank they are idiots. read the frequently asked questions section of the site particularly the step by step guide and claim all of the charges back its not difficult and we are here to answer any questions you have.
  10. no we dont think its reasonable or lawful read the fequently asked questions section of the site and claim your money back
  11. The time frames are all set from the deemed served date and are; 14 days to acknowledge the writ and confirm your response 28 days to submit your defense (so 14 days above plus 14 days) you have already acknowledged the writ and you intention to defend so you now have to work on your defense. Make it complete as possible in as far as you can (adapt the particulars of claim from the library) but make sure you highlight the lack of information from the bank and their failure to comply with your SAR is hampering a full defense.
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