Minor mistakes will not invalidate the WP. No stat Dec will cancel or undo those things on the WP. You can file an N244 to set aside the warrant. If the bailiff removes the goods then the person who owns them will need to do an interpleader.

DEWI On second thoughts can you scan that letter in let me have alook, deleting all personal information, I would hate to think that we have a rogue civil servant.

OK! Firstly County Court Bailiffs can, if the court had been indemnified force entry to a property but highly unlikely unless it is a business. We do have vans and capacity to store and sell the goods removed, Bailiffs do not change locks the claimant has to arrange for the lock-smith to change the locks, again if the court has been indemnified. I have no idea what this bogus red paper is, it should just be on normal A4 white sheet, samples available on request. And yes CC bailiffs really easy to deal with. I am happy to assist and answer any questions you like.

Nothing!

Joa You have your comments down to a T. Ladies and Gentlemen of this forum please do not panick, I am a Court Bailiff, and as I have said here on many occassions, County Court Bailiffs are accountable to the courts, the courts are an executive agency of the Ministry Of Justice, I have spoken to the Chief Bailiff (Judge) and it is the opinion of the Judge(s) that these forced entry warrants will not be issued like confetti if at all. Before forced entry warrants even considered it will need to be proven before the court, I have never had a forced entry warrant granted by any judge, and even so, the claimant will always need to indemnify the court against costs. If your talking about the private bailiff accountable only to himself then god help the general public. Then again it will be difficult for them to get a forced entry warrant, they will need to show that the debtor still resides at the address given, can you imagine what would happen if they forced entry to a home with new occupiers. Suffice to say, will the last person leaving the UK please turn the lights off

Jimbo out of interest who was the finance company

Troll? yeah right! Look lets accept the truth, whats wrong with what i said, bugger all. People like you give debtors a bad name. Troll? fool! __________________ ** Credentials ** 10 Years Finance Fraud Investigator 5 Year High Court Sheriffs 2 Years Tip Staff Royal Courts Currently : HMCS Enforcement Officer

Troll? yeah right! Look lets accept the truth, whats wrong with what i said, bugger all. People like you give debtors a bad name. Troll? fool!

I don't get this! People sign these darned agreements, fall into arrears, company wants car back, then suddenly company becomes ****!???? Hand back the cars if you can't afford to pay for it. geeeez

I'll informed people. And I quote "nothing will happen to LBL". I think s o m e not all of whats been said here is the truth and some not so. However, I find it hard to believe that nearly ALL the posts i read contained customers of LBL not knowing about the APR. Any way!

And as for the car.................... I would not worry about it, as long as you are paying for it and it is not in arrears thats fine, the person you sold it to will be ok, if at any point the payments are missed, then the finance co will be looking to repo the vehicle, but again thats nothing to worry about at this stage. It is not classed as fraud, as was mentioned, and its nothing to do with a county judge.

Yes...! Sadly Elephant are desperate for money, i have seen many people with the same problem, normally insurance companies would crawl away and die, but not elephant. Do not pay the disgusting charge, send back all corry marked not known. But do, if you wish pay the 46.00 to the elephant and that should be the end of the problem.

Dear All, Can i just say, that most people whilst they have had a terrible time with money and have been forced into the mouths of these people, that LBL are only using a very old, and obscure facility avaiable at the high court to register the title of the vehicle legally into their own name. There is nothing that you can do, once the Bill Of Sale is signed and registered at the high court. The posts i have read, are people just living in hope that they will get a the agreement overturned by some miracle, or by a mistake that has been made by LBL, the truth unless there is an error, you will lose that car, and if alot of people start resisting returning the car back to these people, then i can see bankruptcy proceedings taking place. Lets face it, we have all had money probs and continue to do so, whilst it is not a good idea to take a loan out on the car, it is unfortunate that some people have no choice, and play into the hands of these people. Would it not be better to just sell the vehicle your self, get something smaller, you can by a 1998 model citroen for 900.00, with air con. In the meantime, i hope that those of us who are stuck get some recourse some how , but ill i be honest, for 98% of you it will be a waste of time. Currently i am not aware of any cases at court that have been in favour of either party, oh except the one above that has been listed. Good luck to all. P.s No point in applying to the court for more time to pay, and no point in applying to the court for anything at the early stage as this is not a court matter either at County level or High Crt level, somebody said that because the title bill of sale is registerd at the high court then there should be a high court order, no there will not be a high court order! nothing to do with courts, unless LBL bring a case against the debtor. Good luck to all.

I wish there was a CAgerVision so you can see the grin on my miserable face. Thats whats going to happen. Ok So do we know if there is a letter template that we have lurking around? thank you all so far

why £400, I have again spoken to this sons of bitc3s and they keep telling me not our fault nothing to do with us. Im tearing my hear out with anger. No one seems to know what they are talking about.

I cancelled a direct debit, phone company applied for money it bounced and Natwest say that the £38.00 is legal. I had walked in to the branch a written cancellation instruction, Over a week ago. They say tuff not our problem. £38.00 valid, what shall I do.

Has this problem been solved ? As some of the posts are not entirly correct.

i see its on pcol, if you wish, you can pm if the claim number and i will have a look for you.

Hmmm im suprised you have not had any response to this. I'll pm a couple of gods see what they think

Hello, Can you tell me if your claim number begins with 7PA, or another. Normally, if you apply to the court, and they are made aware of money available to pay off the arrears the possession order should be suspend with liberty to restore if you fail to pay the arrears under a suspended court order. Which court is it.

Im sorry about the mistakes, i am ill at the mo, but those who know me on here know what i do for a living, i will accept your comments with a pinch of salt, i am not offended, thanks for pointing out the "BREAKING IN" nonsense. Of course this should of read "Walk-in" and "Break In" I apologise to CAG members, for my less than acceptable mistakes.

Yes i am a pee'd off debtor. If you are served with the summons and fail to appear at the court, then there will be a warrant for your arrest. You will be brought before the court and sent to prison, 2 weeks no ifs buts or maybe's. Unless you can come up with a really good fib.

Its nothing really its just an Order For Questioning into your financial affairs, the bailiff has to be able to first, serve you with the summons. the scene script would be as follows Bailiff knocks at the door of Mr Smith :- Smith : Yes? Bailiff : Hello there I am from Samfield County Court (made up) are you Mr Smith? Smith : No, Bailiff : Can I ask who you are ? Smith : BANG! door slammed shut. Bailiff : (sad and walks away) thats me occasionally but i am pro consumer so i'm happy whilst i walk away. Result Returned to Claimant: Sorry Claimant.....but we went to Mr Smiths address and he is not known.

Just for the recorded, i am still pee'd off with the of my forum " © F A R Bennion Website: www.francisbennion.com Doc. No. 2003.061 JPN008L 167 JPN (2003) 773 Any footnotes are shown at the bottom of each page Consumer Credit Act 1974 s 127(3) As the draftsman of the Consumer Credit Act 1974 I would like to thank Dr Richard Lawson for his interesting and well-argued article (30 August 2003) on Wilson v First County Trust Ltd [2003] UKHL 40, [2003] 4 All ER 97. Dr Lawson may be interested to know that I included the provision in question (section 127(3)) entirely on my own initiative. It seemed right to me that if the creditor company couldn’t be bothered to ensure that all the prescribed particulars were accurately included in the credit agreement it deserved to find it unenforceable, and that the court should not have power to relieve it from this penalty. Nobody queried this, and it went through Parliament without debate. I’m glad the House of Lords has now vindicated my reasoning and confirmed that nobody’s human rights were infringed. 167 Justice of the Peace (2003) 773."

Lets keep it in context shall we. I am a County Court Bailiff. The answer is very simple, but as the honorable TT said the bailiffs at County Court a very easy to deal, with, there are no powers of entry unless you have signed a walk in possession, which you have NOT, even if you had the, the judge WILL NOT grant a breaking in order, the claimant would need to indemnify the court for any costs involved in breaking in, this would need to cover things like the costs of breaking in the costs and sale of auction of the property removed, which will probably be only the TV, and thats subject to the tv being a 100in LCD. In essence what i am saying is that you need not lose any sleep over this, what you can do is ignore the bailiff, or make an offer to pay the court in small sums every week. If the bailiff confirms that you live there the claimant may try to get a order for questioning at court, but thats another issue.