Hi nellie, I have been reading every single post about log book loans and i know what trouble you have had with them. Firstly, i am so sorry about what has happened to you, people could say its our own fault for getting ourselves into this mess, but difficult times sometimes call for desperate measures. Something needs to be done urgently with this company. They seem to have a rule book of their own! From what you have explainded to me, the car should not have been taken witout the bailiff producing the documents there and then! Secondly, as the police told us today, its really a civil matter, not a police matter, and the police should not have agreed with the bailiff, and obviously, after watching the report on telly about bailiffs, they can say anything they want to the police, as they are not trained to deal with these type of circumstances. We aremore bothered about NOt letting them take the car than the ABH charge, nothing will come of it becuase there are no marks exept a bit of redness on his leg, and NO witnesses either. Im off to see the C.A.B tomorrow to see where we exactly stand, and im going to write to LBL to ask them for proof that the "bill of Sale" is registered in a high court....?? Our next step is to take people like us, and try and group together to get somebody in the media to take an interest in our cases. I am also considering just paying small amounts off on our "payment book", surely that means that we are trying to pay the loan off, and have actually made an offer to pay. Only trouble is we have recieved a default notice, so i dont know whether that will be any good...

Thanks for your reply's, i appreciate them all. I now know not to go with ANY loan company at all, it was just a rash decision made at a very hard time for us. The Recovery Agent had a bit of a red mark on his leg, and considering there was only me as a witness, i can't see anything coming of it. As far as i am aware, the case is going to the CPS (crown prosection service?) Will it be thrown out for lack of evidence, or will she have to go to court still? As far as i can see, my statment, although will be taken... will not be any good due to the fact that it could be leaning in my partners favour. Its obvious that the guy gets paid per car seized and due to the fact that he wasn't getting ours...was a bit p****d off...and needed some way of getting us back.:?

Hi all, we had a log book loan on our car in July of this year. After losing my job we fell behind with payments, and after numerous letters costing me £20 each, we had a visit from a "recovery agent" today, who came to remove our car. After being sympathetic to our problem and seeming a nice guy, we let him come in while we tried to resolve the situation with Lbl ltd. On the phone they basically said that if we didnt pay £970 right now, that the guy will take the car. So, i accidently locked the guy in the house while my partner decided it was a good idea to just drive off in the car for a bit, until we had time to find out where we stood....Thinking the car had gone, i managed to find the keys and let him out the house, but the missus hadnt driven off yet, he had parked his van on the road, which was kinda blocking our route away, and the missus managed to squeeze the car safely between his van and some bins. Unfortunatly the agent thought he could stop my partner from reversing by pushing against the car while she did this careful manouvre...and very slowly she drove off down the road leaving a frustrated agent shouting to me that he was getting the police involved. After around an hour of us just driving around thinking what to do, i thought it best for me to go back home to see if the agent was still parked outside our house, only to find the local police parked up with him. Now the guy is saying that my partner badly hurt his leg, and tried to run him over, and he's doing her for ABH!!!! Its obvious that she didnt do any damage, as he was only limping AFTER he came out of the police car. Well, we have just got back from the police station, after they let my girlfriend out on bail... and i have been reading some of the threads on here. I have phoned up log book loans and told them that the contract is not legally binding and that we will be in touch with the Trading Standards about the high APR etc etc. Whta i want to know is, where do we stand now? what can we do if anything to stop this car being taken (not that the agent will be coming back...) do we have a leg to stand on??? Please help!!