bump for dippy ty abg

nope 14258 dosent work on my phone

is there a letter i can use to ask for charges,fees, to be withdrawn from my account balance also for for when i paid so is there a letter for 1. charges when paid 2 charges when not paid ty abg

the cheek of it they have sent me one, cca but they have crossed out my old addy and wrote in my address where i am now, also i didnt take out bloomin vanquis till a yr or so after moving in here so my guess it is a false one mmm wonder if i can have something done about this or go n get them, lets face it if we did that we would get done for it wouldnt we in my thread it has been checked and it is unenforceable will post it up here abg

hi please can someone pop in and advise more (maggipsych) post tyvm abg

;)hi, would adam n eve it i got a letter from them yesterday the normal about payments are they really that thick? yep they are so do i leave it to there ignorance or do i shuff the letter in there faces? abg

hi maggipsych, they try it on dont they. maybe if you can pot it in here someone will check it out for you, as it can be a forgery, which means they have copied it from somewhere your signature i mean post it up in here or go to www.tinypic.com to upload it to here. then it can be checked for you abg

hi, i had the same and s. beat? there is no mention of a s. beat in the yellow pages of solicitors maybe this s. beat is in office and prob a ordinary supervisor or something and just wants to s**t every up, excuse the french but thats polite where s. beat is concerend i have gone through some pages for you heres a letter i came across just modifiy it to your own i am sure someone will come in and help futher keep us updated ty **************************************************** Dear Sir/Madam, With reference to my previous letters, I wish to draw you attention to your company's lack of compliance with my legal request. On **DATE** I made a formal request for a true signed agreement for the alleged account under consumer credit Act 1974 s77/8. The document that you are obliged to send me is a true copy of the executed agreement that contained all of the prescribed terms, all other required terms and statutory notices and was signed by both your company and myself as defined in section 61(1) of CCA 74. If the executed agreement contained any reference to any other document, you are also obliged to send me a copy of that document. As you may not be aware , failure to comply with this request within 12 working days renders the alleged debt UNENFORCEABLE in law. Furthermore you should be aware that a creditor is not permitted to take ANY action against an account whilst it remains in dispute. The lack of a compliant credit agreement is a very clear dispute and as such the following applies. * may not demand any payment on the account, nor am I obliged to offer any payment to you. * may not add further interest or any charges to the account. * may not pass the account to a third party. * may not register any information in respect of the account with any credit reference agency. * may not issue a default notice related to the account. Therefore this account has become unenforceable at law. Consequentially any legal action you pursue will be averred as both UNLAWFUL and VEXATIOUS. After taking advice, I am of the opinion that your continued pursuit is in violation of the Administration of Justice Act 1970 section 40 as well as breaching a number of the OFT Collection Guidelines. I reserve the right to report your actions to any such regulatory authorities as I see fit. You have 14 days from receiving this letter to contact me with your intentions to resolve this matter which is now a formal complaint. I hope that you will enter into a sincere dialogue with me about this matter and I am writing this letter to you on the assumption that you would prefer to do this than merely respond with standard letters and leaflets. I would appreciate your due diligence in this matter. I await your rapid response. Regards. print name

do carry on with this and enclose the ten pounds or doi not now with getting this letter Dear xxxxxxxxxxxxxxxxxxxxx I am writing futher to our letter dated xxxxxxxxx concerning your complant in relation to your rquest for a true copy of your siged agreement for your littlewoods direct (now called very) account. Please accept our aolgies that you have found it neccasary to complain. I can confirm that a we are unable to locate a copy of the orignal signed credit agreement we will not be enforcing the above account for the outstanding blance of £418.81 however if we subsequently locate this agreement we reserve the right to recommence collection activity \i should explain that whist a court has power inder section 127 of the ca 1974 to decide that we cannot enforce the agreement it does not mean that the debt does not exist there is clear evidence of a credit based relationship between the shop direct group and you as the debt remains unsatified it will be noted on our internal file for future reference this information will also form part of your record at the credit reference agencys where we share information this informaton will remain on your credit reference file for 6 years. by you providing inf0rmatin to us for the purpose of ordering goods and oening a credit ac no **** you have signified your consent to us process i n your information we outlined how we would use this information in our data protection policy at the time you opened your ac**** the policy also spcifies that we will share information with the credit reference angencies regarding the preformance of your account i can confim that this letter concludes our investagations in to your complaint i hope our explanation meets with your saifacton however if this is not the case you an refer the matter to the financial ombudsman fos please note that this service requires you to complaint to them within 6 months from the dte of this letter they will require you to confirm that we have issued final reason en closed is a leaflet which explains the FOS in more detail yours sincerly

wow i have found my threads tyvm abg reliable collections abroadgirl Urgent PlzLittlwoods abroadgirl need help with a important letter abroadgirl enviromental health is there someone higher abroadgirl lloyyds and there charges/fees abroadgirl i want my holiday pay abroadgirl rights/law after purchasing glasses abroadgirl abroadgirl v Abbey ( 1 2 3 4 5 ... Last Page) abroadgirl stress? abroadgirl Abbey help please abroadgirl a charge help pease ty abroadgirl Going To Court To Have Your Stay Lifted? Hope This Will Help abroadgirl bankrupcy but now abroadgirl started action rbos v french abroadgirl kensington mortages/lost my home abroadgirl carnt find jonni2bad's thread where abroadgirl airtours dirty accomadation abroadgirl Hi I'm New abroadgirl Showing results 1 to 18 of 18

ty for putting that for me i really must get my threads sorted out tyvvm reliable collections abroadgirl Urgent Plz Littlwoods abroadgirl

write to Mr K Maynard Chief Executive Cabot Financial (Europe) Limited PO Box 241 West Malling Kent ME19 4NA

hi ty for your replies. I did reques etc but never got a copy of anything i have sent them another letter . will let you know when i get a responce. i shall post my threads as i dont know how to attach them abg

get your cca credit agreement checked mine is unenforceable

hi well well wonders never seem I got the same and yes they have a habbit of ignoring us and our many letters even recorded ones they say they have tried to contact us but not they havent and if we speak to someone they denie it you will get refered to a debt company called first something they will go on and on and insist on payment arrangements and can get nasty if you cannot pay it in full then we may make arrangements they wont be happy at what we make ignore them blw ya top and hang up then youwill be refred to another diffrent on in my cas i am now with cabot. just do and say and tell them everything cabotwill write to them and yes they even ignred cabot so cabot wrote to me and said they will wait after a good few months vanquis got back to them justgo along as you are doing its annoying having to repeat oneself thy pass uaround like a piece of dirt from one to another abg

thankyou for your reply i have all the correespondence with charges fees etc will do it now will keep you updated

my other threads are abroadgirl v vanqis aboadgirl Urgent PlzLittlwoods abroadgirl need help with a important letter abroadgirl enviromental health is there someone higher abroadgirl lloyyds and there charges/fees abroadgirl i want my holiday pay abroadgirl rights/law after purchasing glasses abroadgirl abroadgirl v Abbey ( 12345 ... Last Page) abroadgirl stress? abroadgirl Abbey help please abroadgirl a charge help pease ty abroadgirl Going To Court To Have Your Stay Lifted? Hope This Will Help abroadgirl bankrupcy but now abroadgirl started action rbos v french abroadgirl kensington mortages/lost my home abroadgirl carnt find jonni2bad's thread where abroadgirl airtours dirty accomadation abroadgirl Hi I'm New abroadgirl Showing results 1 to 18 of 18 hi dipply75 please can you post the email addy please how you getting on abg yep again today 2 more letters from BUCHANANCLARK N WELS:-x abroadgirlView Public ProfileSend a private message to abroadgirlVisit abroadgirl's homepage!Find More Posts by abroadgirl yep again today 2 more letters from BUCHANANCLARK N WELS:-x only now i have been threantend with court action they go on to say there norm despite repeated requests for payment your overdue debt xxxxx remains outstanding documents now being prepared in your local court what do i say now to them i have contacted them as advised from here but again today i have got this tyvm for your help abg abroadgirlView Public ProfileSend a private message to abroadgirlVisit abroadgirl's homepage!Find More Posts by abroadgirl please can anyone help i still have not got a true copy of my cca now i am being taken to cout by buchananclark & wells tyvm abg i have just sent BCW a letter will let u know what happends now hi dipply how have you got on any update? abg well well well i have got a letter from BWC they have closed the a.c and have sent it all back to reliable collections (j w williams) so i now await abg just to say i havent forgot you here i havent had a thing from anyone yet watch now i ve mentioned it i bet i do how is everyone else doing happy new year all hello now after all tthis time today i have got a letter from S.R.J.DEBT RECOVERIES fashion world the normal they have tried to contact me etc etc this is the first i have heard from them since my last posting s here the normal tried to contact me and if they dont hear from me court proccedings etc please can anyone have a look at this thread and can anyone advise me what to do if a letter please can anyone draft one here for me please tyvvm abg

ty i will do this now as an image file ty

i havegot a letter from littlewoods abou the data protection to fill in th forms ec do i have to bother with this now as i hae posted about them below tyvm abg ialso am trying to put the cca in i have takenthe pic and ow i am tying t put it here for you tyvvm abg

just taken pic will put on pc then here tyvm

i have scanned vanqus doc, a few times but below is what is comming out on the scan? and not the cca that is on the paper? maybe am i right in thinking it isnt a geuine one? also i note that my previous address is on it but has been stroked out and my addy has been wrote in ink, now i wasnt at my old address when i took out the van card can anyone make any sence of this and why isnt it copying a it is ? please can anyone help tyvvvm abg 1 2uoC:IL6~ xxxxxxxxxT flJ ~ 1 WlI!!\iS ick P'M66 /7. HffZf{..J)~,JE Null xxxxxxx xxxxxxx xxxxxxxxxx CREDIT AGllhMENT REGULATED BY THE CONSUMEIl CAEDIT ACT 1974 ay sigrmlg VlIlI ~L you ••.• ~'imlillU tnat: • You h "~ for oil ~I$ erdt CBttI. PIN IIftdI C7Mque:s, lJ8Ued by VanqIJll, a~ lMnlled, COIonnadO, ~ Road, !l.>"" ""'" ono "lI'" IQ bo bound by"" ~~evd 11ll'1'nll&nO~1MS 'tt>\l Mt."Ut( ~~\wt'.o·~a'l6M\ ~lI..yeO"~':I mn:1"'ttnoI barlkruPf AI fhu in'crmatlOf'l PfQV>o.c by )'OV "accUflltc You tJ~!.anO If\a~: •••. " wir c.1ij tDV 10 otJ!am addrt~ deta4~ ~, )'OUr aPP*cat1on. 'll'f! WIll se"d yo..r .; \.'ar.qvIS ,redil car:j p 1l.l1J1,)f ~ld ••. yau8'l\y~ac~\c:Jrd liJrJdJOl'P1N r:meJoo by 1'rte 1f!"l'1ts ot 1~ll will &eafG.'l Jt.a 'lJe~ot " any C,.clt reterenr;, ~ or ~ ~n1jOf\ 1Jf!6rCY ['the ll.~..,,'J wflt'r c::mstaMf\9 your • .ppfir,o.al,ion IInd they wilt ktoe'p • ftICOl"d of •• SO&"'*: you m~ he ~td 3!ll';fIIII"C;ralty fll'\~~ to m~ .•••. pe(lpjll' et"K;t ')'OUf ap~ may rake til10 occovnt ther~ rwcord$; WfJ may UfMI! croon ,~ or ofhor ~ Oacl&fon ~~ IlIChniolfOl wf'Ioen ~jnq vour iDpllCUion; ,f yw Qwe ~af" IIttormlltlon to UI. thiS k1forrntHlOn WIll bfI filed and fWC!Xded by the ~cies; !hi lOOOCildli' recordf ot uerd'\flS Md other ""cwmatioO may be l.oI5ed b1' othet o'f,lIW'IisaftOr15 10 mak6' c:roo.l a1d mwrMCe 0eas1COt about ,cllJ Md 1IfI~ 0' '((JiW houseflOld 10 ~ ~ &CCot!Pl.\(tl Of "~Sl~ ~ies. .". '0 """'" YWll PorsooaI_ (pINM ~ .oc""" 22 .• You n.v. .....t and ag ••• 1a ~ \1Sing Y'O'U' ~ ir\for.niltlCf'l 111 actvrd.,nce wolh ~~'on '2 01 ~'lfJ I( T,,,,, ••• >dCcnd_.tldlho-.._Ion. ·.U .11)'W do nPI ~t 1(1 la ~ng 1nfotmOIon tWd'ta to M)'O'18 'Nt\i) " flJl.a.nclllIy IIrN(I IQ;)QJ ce.". l _W\lh •••••.• j'OlJ_.I"'"""'_~-._tl.....,_ngy ..., """' •••• thol ""...- \'Ol" """'tv'" ob ••• .- • .,..... ti •••• to,,. 0 This is. Credil Ag.-nent regul8lf SIgnature r;;z ~ of applicant: /6 to9t{J Pleaso reply by: 6th October 2003 YO\lll MIGHT TO CANCt:\. Once _ """ "'!l1lOd INs og_. )'CU.";,, """ for. ohoo1 '''''' tig/'1lo _ no E_ doIai. of ••••• 1Ild wI>on "",,_do slti. Wilf be _soY"" by"""'.". •••.

can you help me please i dont know how to do this but cabot has finally got a cca and a photo copy has been sent to me i dont remeber signing this tyvvvm abg

thankyou so much for your reply so now i send a copy of it to the debt colectors below buchananclark + wells

good on you i have now got a copy of my signed cca? i am going to check this one out

please can someone pop in to see what i have got from littlewoods please thankyou so much abg