Will the courts except Word documents though? Thanks

Right....this is great! I am going to print off all the T&C's from when i am claiming my charges and am i right to highlight all area's saying that the charges are to cover admin costs?? Also........how do i print from photo bucket? I have just tried at work and it didnt let me! Thanks again for all this!!!

I have sent the T&Cs from 2003, i have 2005 at home which i will send tomorrow. Both state that the charges are for admin cost! Can anyone tell me please if they have 2001?? Thanks

Hi, I found the template here http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html Hope this helps!

I have recieved a letter from my banks solicitors askeing for a beakdown of the charges they have recieved in my claim form. Do i send them the original speadsheet i sent the bank, or a new spreadsheet with the interest up to todays date? Thanks Kelly

Can someone please tell me the difference between a Preliminary hearing and a directions hearing? I was told over the phone to the courts i was to attend a directions hearing, but the paperwork states: Take Notice that the PRELIMINARY HEARING will take place to consider allocation and/or transfer to the Mercantile Court. I was adviced at first to take a draft directions to a directions hearing, shall i take this now it is a preliminary hearing?? All advice would be great. Thanks

In the Statement of Evidence template on here, it mentions to show examples of where i have been charged twice on same day/next day, or once i just went over my overdraft by a small amount. Thing is, my statements only show TOTAL CHARGES, once a month, adding them all up.....not on what date they were refering to. How would i do this?? Thanks

Miss Oceania from this site very kindly posted me a copy of the T&C's of HSBC from 2003. I have the use of a scanner at work so if anyone would like a copy emailed to them PM me, or if any moderators can have a quick look at them for me to see if they will go in my favour that would be appreciated! Kelly

For my draft directions, where do i find the the following bits of info? c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise; d) Copies of decided cases and other legal materials to be relied upon. Are they in the Sample Court Bundle?? Also........for all other info i have been advised to produce, do i put these all together in a folder, 3 copies?? ie - Witness Statement, Succsesful claims spreadsheet....... Help!!! Thanks Kelly

Sorry......i am going to sound very thick here!! What do you mean by "having the defence struck out"?? So i take along with me a draft directions?? Or do i send this in?? What else?? Please help!!!!!!!

I am due to be at a County Court. Thanks

Thanks! I will start writing a grovelling letter and i will send it along with the court date paperwork when i recieve it in the next few days. Thanks again!!

I recieved my court date today of the 17th July but there is no ay i can make that date! I work in a team of 3 and the 2 other girls i work with are both already booked away on holiday that date! I rang the court to tell them and they said i have to put it into writing and ask for the case to be adjourned and a new date given! Is this going to look bad against me with the judge? Any advice would be grateful! Thanks

I am due to attend a directions hearing on the 17th July. Can anyone please explain to me what this is and if it is a good thing!!! Thanks

Hi I just rang the court to chase up my claim and they informed a letter has gone out today to inform me of a 10 min "directional hearing" on the 17th July. Does this sound right? When do (if!) the banks decide to settle?? Usually once they recieve the court date themselves?? Thanks Kelly

Thanks! I am going to ring the court today to chase them up as i have not heard anything since the 17th April! Thanks for your advise tho, they offered me about 60% of my claim and i was starting to think that maybe i should of grabbed it with both hands!! But i will carry on being strong!! Kelly

Can someone please help me!!!! I recieved a defence from my bank on the 17th april, noting that there would be no AQ. I have heard nothing since from no one. I presume though that shortly i will have to send a court bundle. Now i am really scared!!! I found the basic court bundle from Bookworm on this site, although it will not let me open the OFT link. Do i print this out, then add all my correspondance to and from the bank, with statements?? I am really confused and need help!!! Also.......when i first reclaimed i accidently went past my 6 years by 2 months, totalling £5 worth of charges. They notified me of this in m offer letter, which i relpied saying that i would deduct the £5 from my claim but i am going to carry on for the rest as i had already completed MCOL. Thing is, my MCOL claim is now £5 over.....if that makes sence. Have i ruined my chances by the claim form being wrong as i went over the 6 years??? HELP!!!!!

Can someone please help. I recieved my banks defence on the 18th April, also letting me know that the AQ has been dispenced. I have not heard anything since?? Not from the bank, the court or any solicitors. Also, i am thinking about a court bundle and i presume i will be including all correspondance between myslef and the Bank, plus statements and spreadsheets. Can someone please explain to me how and what else needs to go in the bundle. I am very confused!!!!! Thanks so much!

Where do i find out what to put in my court bundle? Thanks