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meols cop

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Everything posted by meols cop

  1. Cheers for that Scott. Will use that template forthwith
  2. If I send a SRA request off what should it contain? Does it just cotain Financial Statements or should it contain all items of correspondence etc? And if I sent the SRA to the DCA is it only the documents pertaining to them or the origional creditor also? And where on this site can I find the template?
  3. I wouldnt be posting anything to them if I was you Joe. Only a Judge can request a income and expenditure breakdown.
  4. Yes I did receive a summons. I attended the Court but never got to go to Court. I disputed the summons as I had never received a default notice. I was directed to a Council Office further down the road. They then said they would look into it and then the next thing I get a Liability Order against me.
  5. The Local Authority have just served me with a Liability Order can I appeal against it?
  6. Ive just received a summons to appear in Court for non payment of Council Tax. I have never received a reminder nor a default on this account. Arent the Local Authority obliged to send me these out before issuing a summons? What is my next step? Should I attend the court
  7. Egg advertised as an internet only card so he should be able to accses his account that way. And Egg will no doubt claim they informed him that way.
  8. Are there any excessive charges on this account and have you tried to claim them back?
  9. Some confusion here. Halifax is merged with Bank of Scotland to form H.B.O.S. The Royal Bank of Scotland is a completley different bank they own Nat West
  10. Did the Judge agree with them about the costs then?
  11. I am in a similar situation. So I have made an official complaint to the Financial Ombudsman. I have always found them very helpful in the past. I think the more people that do so may concentrate the minds of Yes Loan/No Worries
  12. I was paying Thames Credit then after finding this site. C.C.A,d them. And have not heard a tap from them since Dec last year.
  13. Well done Muffin. Perhaps you should send them an invoice for the costs you are entitled to.
  14. Power 2 Contact are part of Credit Solutions a D.C.A. Like the others have said they have no powers at all
  15. If as you state you have had trouble paying this you will have incurred charges. Have you tried claiming these back?
  16. And you really must go through the process of re claiming all those charges. That will bring your total down a good deal. I disputed my charges with H.F.C. and they repaid the lot with interest. Go for it
  17. I had a credit card debt with H.B.O.S. This was at first with Morrcrofts and then passed onto Wescot. I put in a request for a C.C.A. to Wescot who then wrote to me to say they were closing my account and passing it back to the origional creditor. Heard nothing for a month until a phone call today from Cap Quest demanding payments on the account. What should I do as I think the account is still in dispute?
  18. You mentioned that you defaulted because of the charges on your Barclaycard. Have you claimed these back?
  19. Indeed you can. You need to send the origional creditors a request for all the statements on the account. There is a charge for this of £10. Once you do that put in a claim to get them refunded.
  20. Sorry to state the obvious but have you tried to claim back the charges on these accounts? If not get it done right away
  21. To Abbey. And a letter to Call Serve to say this account is in dispute
  22. If I was you I commence a formal action for re payment of all those charges from MBNA. Go for it. Its your money
  23. Have no acces to scanner at present. However disinctly remember it being stamped "application form" Am I right in saying my account is in dispute and therefore they cannot insist on me making payments.
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